Orange County property record for 1034 Plato Ave, Orlando, FL 32809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,194 sqft · built 1963 |
| Lot Size | 0.188 acres (8,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Apr 1997) |
| Tax Bill | $1,028 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-23-29-8086-05-670 |
| Primary APN | 27-23-29-8086-05-670 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,194 sqft Living Area |
| Gross Area | 1,674 sqft |
| 1st Floor Area | 1,194 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,174 sqft (0.188 acres) |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 62 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1034 PLATO AVE |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32809-5851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SKY LAKE UNIT THREE Y/32 LOT 567 |
| Legal Range | 29E |
| Legal Township | 23S |
| Legal Section | 27 |
| Legal Subdivision | SKY LAKE UNIT THREE |
| Legal Tract | 8086 |
| Legal Block | 5 |
| Legal Lot Number | 567 |
| Legal Unit | 3 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14201 |
1034 Plato Ave is owned and occupied by two individuals who bought it in April 1997.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1034 PLATO AVE, ORLANDO, FL 32809-5851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Apr 4, 2018 | Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK/NTHRN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 1997 · Amount on File |
| Deed Sale | Apr 15, 1997 · Amount on File |
| Prior Sale | Nov 18, 1993 · Amount on File |
| Deed Book / Page | 5234 / 463 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1034 PLATO AVE, ORLANDO, FL 32809-5851 |
| Document Number | 0000664101 |
| Instrument Date | Oct 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1034 PLATO AVE ORLANDO FL 328095851, ORLANDO, FL 32809-5851 |
| Document Number | 0000664101 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 664101 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 22, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1034 PLATO AVE, ORLANDO, FL 32809-5851 |
| Document Number | 0000254748 |
| Instrument Date | Apr 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1034 PLATO AVE ORLANDO FL 328095851, ORLANDO, FL 32809-5851 |
| Document Number | 0000254748 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 254748 |
| Name | FIFTH THIRD BK/NTHRN |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 30, 2038 |
The 2025 property tax bill for 1034 Plato Ave was $1,028, up 12.3% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,475 (+2.7%) | $259,150 (+3.71%) Land $80,000 Building $179,150 | |
| 2025 | $1,028.00 (+12.35%) Homeowner's exemption | $74,464 | $249,870 Land $80,000 Building $169,870 |
| 2024 | $915.00 (+6.03%) | ||
| 2023 | $863.00 (+6.28%) Homeowner's exemption | $70,257 (+3%) | $232,820 (+22.32%) Land $80,000 Building $152,820 |
| 2022 | $812.00 Homeowner's exemption | $68,211 | $190,330 Land $60,000 Building $130,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1034 Plato Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 6 (2017–2022) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1034 Plato Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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