1034 Locust Ln, Lancaster, KY 40444 Property Records

Garrard County property record for 1034 Locust Ln, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Mar 2022)
Tax Bill	$2,955 (2025)
Deeds & Mortgages	Mar 2022 Sale Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-17.01`

Property Details

APN / Parcel Number

Primary APN	`20-17.01`
Alternative APNs	`23944` `23945`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	23945
Street Address	1034 LOCUST LN
City	LANCASTER
State	KY
Zip	40444-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3A 1 ACRE
Legal Subdivision	TIMOTHY R PARSON PROP 3A
Legal Tract	3A
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2029
Census Tract	970102

Owner

1034 Locust Ln is owned and occupied by an individual who bought it in March 2022.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1034 LOCUST LN, LANCASTER, KY 40444-7706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed, Transfer
Sep 27, 2019	Special Warranty Deed, Transfer
Apr 1, 2019	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on File
Deed Sale	Mar 8, 2022 · Amount on File
Prior Sale	Aug 10, 2021 · Amount on File
Deed Document Number	2022168049
Deed Book / Page	314 / 579
Transfer Doc	0000163448
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 8, 2022
Property Address	1034 LOCUST LN, LANCASTER, KY 40444-7706
Document Number	00D314/579
Book / Page	D314 / 579
Map Reference	BK 240 PG 624
Instrument Date	Mar 3, 2022
Instrument	168049
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Amount	Amount on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BAILEY WAY, NICHOLASVILLE, KY 40356-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 LOCUST LN, LANCASTER, KY 40444-7706

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 27, 2019
Property Address	1034 LOCUST LN, LANCASTER, KY 40444-7706
Document Number	00D300/218
Book / Page	D300 / 218
Map Reference	DB 240 PG 624
Instrument Date	Sep 19, 2019
Instrument	153942
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 LOCUST LN, LANCASTER, KY 40444-7706

April 2019: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Apr 1, 2019
Property Address	1034 LOCUST LN, LANCASTER, KY 40444-7706
Document Number	00D297/651
Book / Page	D297 / 651
Map Reference	DB 296 PG 855-587
Instrument Date	Feb 15, 2019
Instrument	147485
Transaction Type	Foreclosure
Record Updated	Feb 13, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7060 S YALE AVE # AVE200, AVE200, TULSA, OK 74136-5716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042

Tax Assessment & Valuation

The 2025 property tax bill for 1034 Locust Ln was $2,955, down 0.5% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,000 (-) Land $25,000 Building $254,000	$279,000 (-) Land $25,000 Building $254,000
2025	$2,955.00 (-0.47%)	$279,000 (-) Land $25,000 Building $254,000	$279,000 (-) Land $25,000 Building $254,000
2024	$2,969.00 (-2.75%)	$279,000 (-) Land $25,000 Building $254,000	$279,000 (-) Land $25,000 Building $254,000
2023	$3,053.00 (+394.01%)	$279,000 (+398.21%) Land $25,000 Building $254,000	$279,000 (+398.21%) Land $25,000 Building $254,000
2022	$618.00	$56,000 Land $15,000 Building $41,000	$56,000 Land $15,000 Building $41,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1034 Locust Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1034 Locust Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Locust Ln

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