1034 Hepner Rd, Mount Jackson, VA 22842 Property Records

Shenandoah County property record for 1034 Hepner Rd, Mount Jackson, VA 22842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 2005
Lot Size	3.87 acres (168,795 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (May 2026)
Tax Bill	$1,587 (2026)
Deeds & Mortgages	Jun 2020 Mortgage May 2012 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`076-10-005`

Property Details

APN / Parcel Number

Primary APN	`076-10-005`
Alternative APN	`16927`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Attic	Attic
Attic Area	288 sqft
Basement Area	1,408 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	168,795 sqft (3.87 acres)
Terrain	Rolling
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	16 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16927
Street Address	1034 HEPNER RD
City	MOUNT JACKSON
State	VA
Zip	22842-3496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 CLOUD LAND SUBD
Legal Subdivision	CLOUD LAND SUBD
Legal Lot Number	5
Jurisdiction	SHENANDOAH VA
Township / Civil Division	1
Census Block Group	3
Census Block	3048
Census Tract	40201

Owner

Source: Shenandoah County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1034 HEPNER RD, MOUNT JACKSON, VA 22842-3496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · VA Mortgage CAPITAL BANK NA
May 15, 2012	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Apr 20, 2005	Deed of Trust, Mortgage · Line of Credit SECOND BANK & TRUST
Mar 14, 2006	Deed of Trust, Mortgage · Conventional Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP
Jul 13, 2009	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
May 22, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 22, 2020	Deed, Transfer · Conventional Mortgage DUPONT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	20262912
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHENANDOAH VA
Property Address	1034 HEPNER RD, MOUNT JACKSON, VA 22842-3496
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003559
Date	Jun 19, 2020
Instrument	200003559

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHENANDOAH VA
Property Address	1034 HEPNER RD, MOUNT JACKSON, VA 22842-3496
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SERV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01561/0624
Date	May 15, 2012
Book Page	1561/0624
Instrument	120002938

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2042

Interest

Rate	4%

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHENANDOAH VA
Property Address	1034 HEPNER RD, MOUNT JACKSON, VA 22842-3496
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	BLUE RIDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01204/0875
Date	Apr 20, 2005
Book Page	1204/0875
Instrument	050004167

Lender

Name	SECOND BANK & TRUST
Address	CULPEPER, VA 22701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHENANDOAH VA
Property Address	1034 HEPNER RD, MOUNT JACKSON, VA 22842-3496
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	BLUE RIDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01276/0456
Date	Mar 14, 2006
Book Page	1276/0456
Instrument	060002571

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHENANDOAH VA
Property Address	1034 HEPNER RD, MOUNT JACKSON, VA 22842-3496
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	COMMUNITY TITLE GROUP INC, COMMUNITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01459/0075
Date	Jul 13, 2009
Book Page	1459/0075
Instrument	090004786

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2039

Interest

Rate	4.75%

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SHENANDOAH VA
Recording Date	May 22, 2026
Property Address	1034 HEPNER RD, MOUNT JACKSON, VA 22842-3496
Document Number	0000002912
Instrument Date	May 21, 2026
Instrument	20262912
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,975.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1034 HEPNER RD, MOUNT JACKSON, VA 22842-3496

Mortgage

Document Number	0000002913,
Date	May 22, 2026
Instrument	20262913

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SHENANDOAH VA
Recording Date	Dec 22, 2020
Property Address	1034 HEPNER RD, MOUNT JACKSON, VA 22842-3496
Document Number	202008409
Map Reference	MB 430 PG 430
Instrument Date	Dec 17, 2020
Instrument	202008409
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1034 HEPNER RD, MOUNT JACKSON, VA 22842-3496

Mortgage

Document Number	202008410
Date	Dec 22, 2020
Instrument	202008410

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Shenandoah County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Shenandoah County
Unified School District	Shenandoah County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,587.00 (-15.76%)	$330,751 (+12.35%) Land $83,400 Building $247,351	$330,751 (+12.35%) Land $83,400 Building $247,351
2025	$1,884.00 (+6.68%)	$294,400 (-) Land $51,400 Building $243,000	$294,400 (-) Land $51,400 Building $243,000
2023	$1,766.00	$294,400 Land $51,400 Building $243,000	$294,400 Land $51,400 Building $243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,200 / 1,200

Cell Coverage

4G LTE (outdoors only), no 5G reported

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