1034 Gorham St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 1034 Gorham St, Lowell, MA 01852

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,401 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Nov 2015)
Tax Bill	$7,165 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M19460`

Property Details

APN / Parcel Number

Primary APN	`M19460`
Alternative APNs	`LOWE M:184 B:2675 L:1034` `M:000184 T:M19460`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,401 sqft Living Area
Gross Area	5,030 sqft
1st Floor Area	1,287 sqft
Basement Area	1,202 sqft
Unfinished Basement	1,202 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	M19460
Street Address	1034 GORHAM ST
City	LOWELL
State	MA
Zip	01852-5017
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TMU
Legal Block	2675
Legal Lot Number	1034
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1003
Census Tract	312200

Owner

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	273 BERRY ST, NORTH ANDOVER, MA 01845-5724
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jul 21, 2025	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Nov 27, 2017	Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 3, 2015 · Amount on Record
Deed Sale	Nov 3, 2015 · Amount on Record
Deed Book / Page	29558 / 6
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1034 GORHAM ST, LOWELL, MA 01852-5017
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037718-14
Date	Mar 9, 2023
Book Page	37718/14
Instrument	6583

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	541 Months
Due	Apr 1, 2068

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1034 GORHAM ST, LOWELL, MA 01852-5017
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035747-258
Date	May 14, 2021
Book Page	35747/258
Instrument	28658

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1034 GORHAM ST, LOWELL, MA 01852-5017
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039395-83
Date	Jul 21, 2025
Book Page	39395/83
Instrument	22346

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1034 GORHAM ST, LOWELL, MA 01852-5017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31673-238
Date	Nov 27, 2017
Book Page	31673/238
Instrument	53054

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,165.00 (+4.78%)	$624,100 (+8.71%) Land $145,700 Building $478,400
2024	$6,838.00 (+2.49%)	$574,100 (+6.87%) Land $136,200 Building $437,900
2023	$6,672.00	$537,200 Land $118,400 Building $418,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

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