1034 Gates Rd, Irmo, SC 29063 Property Records

Richland County property record for 1034 Gates Rd, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 1985
Lot Size	4.38 acres (190,793 sqft)
Owner	2 Company Names on Record
Last Sale	$365,000 (May 2025)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Oct 2022 Reverse Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02412-01-01`

Property Details

APN / Parcel Number

Primary APN	`02412-01-01`
Alternative APNs	`R02412-01-01` `00017314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,706 sqft Heated Area
Gross Area	1,914 sqft
1st Floor Area	1,706 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	190,793 sqft (4.38 acres)
Garage Type	Detached
Parking Spaces	7 Parking Spaces
Porch	Patio
Porch Area	384 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00017314
Street Address	1034 GATES RD
City	IRMO
State	SC
Zip	29063-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	TRACTS A1 A2 411.2X617X230X611.4 #SU #PR X-2007 RB794-3996
Legal Tract	A-1
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2072
Census Tract	10311

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	119 EMERALD SHORES CIR, CHAPIN, SC 29036-9643
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 29, 2022	Intrafamily Transfer, Transfer TIMIOS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	May 15, 2003 · Amount on Record
Deed Document Number	202524115
Deed Book / Page	3023 / 155
Last Transfer Date	Jun 12, 2025
Transfer Doc	0030291638
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1034 GATES RD, IRMO, SC 29063-8847
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 GATES RD, IRMO, SC 29063-8847
Investor	Possibly a Property Investor

Mortgage

Document Number	0027841646
Date	Oct 1, 2022
Book Page	2784/1646
Instrument	2022055233

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	889 Months
Due	Nov 18, 2096

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.2%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Sep 29, 2022
Property Address	1034 GATES RD, IRMO, SC 29063-8847
Document Number	0027840246
Book / Page	2784 / 246
Instrument Date	Sep 22, 2022
Instrument	2022055022
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1034 GATES RD, IRMO, SC 29063-8847
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,087.00 (+17.91%) Homeowner's exemption	$6,744 (-96.52%)	$292,400 (-) Land $56,900 Building $235,500
2024		$193,900 (+2,775.15%)	$292,400 (+73.43%) Land $56,900 Building $235,500
2023	$1,770.00 (-13.19%)	$6,744 (-3.93%)	$168,600 (-11.36%)
2021	$2,039.00	$7,020	$190,200 Land $54,800 Building $135,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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