1034 Garnette Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1034 Garnette Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,947 sqft · built 1977
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Apr 2022)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0069I-0B-001.00`

Property Details

APN / Parcel Number

Primary APN	`0069I-0B-001.00`
Alternative APN	`10530`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,947 sqft Living Area
Gross Area	1,734 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	133,294 sqft (3.06 acres)
Porch	Porch
Porch Area	132 sqft
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10530
Street Address	1034 GARNETTE RD
City	LANCASTER
State	SC
Zip	29720-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Subdivision	EASTOV
Legal Block	31
Legal Lot Number	31 & 32
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1050
Census Tract	11002

Owner

Source: Lancaster County records · APN 0069I-0B-001.00

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1034 GARNETTE RD, LANCASTER, SC 29720-8526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Mar 05, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Jan 12, 2007 · Amount on Record
Deed Document Number	20226988
Deed Book / Page	1543 / 318
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 25, 2022
Property Address	1034 GARNETTE RD, LANCASTER, SC 29720-8526
Document Number	0000006988
Book / Page	1543 / 318
Map Reference	PL 98-684
Instrument Date	Apr 25, 2022
Instrument	2022006988
Transaction Type	Transfer
Record Updated	May 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$988.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1034 GARNETTE RD, LANCASTER, SC 29720-8526

Mortgage

Document Number	0000006989
Date	Apr 25, 2022
Instrument	2022006989

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 05, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1034 GARNETTE RD, LANCASTER, SC 29720-8526
Document Number	0000003246
Instrument Date	Mar 05, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 GARNETTE RD LANCASTER SC 297208526, LANCASTER, SC 29720-8526

Mortgage

Document Number	0000003246
Date	Mar 11, 2019
Book Page	003700/000106
Instrument	3246

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,034.00 (-12.4%)	$13,928 (-7.96%) Land $3,060 Building $10,868	$348,200 (-7.96%) Land $76,500 Building $271,700
2024	$2,322.00 (+0.43%)
2023	$2,312.00	$15,132 Land $3,060 Building $12,072	$378,300 Land $76,500 Building $301,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Sep 2012 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

Based on FCC filings for 49 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garnette Rd

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