1034 E Overbluff Rd, Spokane, WA 99203 Property Records

Spokane County property record for 1034 E Overbluff Rd, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,562 sqft · built 1929
Lot Size	0.286 acres (12,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (May 2021)
Tax Bill	$9,883 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35294.0003`

Property Details

APN / Parcel Number

Primary APN	`35294.0003`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,562 sqft Living Area
Gross Area	5,090 sqft
1st Floor Area	1,638 sqft
2nd Floor Area	1,658 sqft
Basement Area	1,266 sqft
Finished Basement	1,266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,450 sqft (0.286 acres)
Lot Dimensions	166 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	288 sqft
Patio Area	334 sqft
Canopy	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1034 E OVERBLUFF RD
City	SPOKANE
State	WA
Zip	99203-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	292543BEG 351FT E &25FT S FRM NWCOR OF NE1/4 OF SE1/4 TH ELY ON LN PAR TO &25FT S OF NL OF SD SE1/4 75FT TH SLY ON LN PA R WITH WL OF SE1/4 166.66FT TH W75FT TH N TO POB
Legal Range	43E
Legal Township	25N
Legal Section	29
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3000
Census Tract	4500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2625 S GARFIELD RD, SPOKANE, WA 99203-3240
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST BANK
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Oct 13, 2016 · Amount on Record
Deed Document Number	20217069355
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 3, 2021
Property Address	1034 E OVERBLUFF RD, SPOKANE, WA 99203-3449
Document Number	0007069355
Instrument Date	Apr 27, 2021
Instrument	7069355
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2625 S GARFIELD RD, SPOKANE, WA 99203-3240

Mortgage

Document Number	0007069356
Date	May 3, 2021
Instrument	7069356

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1034 E OVERBLUFF RD, SPOKANE, WA 99203-3449
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007046653
Date	Mar 15, 2021
Instrument	7046653

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1034 E OVERBLUFF RD, SPOKANE, WA 99203-3449
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006610951
Date	Jun 12, 2017
Instrument	6610951

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,883.00 (-5.71%)	$996,400 (+2.57%) Land $275,000 Building $721,400	$996,400 (+2.57%) Land $275,000 Building $721,400
2025	$10,481.00 (-8.24%)	$971,400 (-16.99%) Land $250,000 Building $721,400	$971,400 (-16.99%) Land $250,000 Building $721,400
2024		$1,170,250 (+36.15%) Land $135,950 Building $1,034,300	$1,170,250 (+36.15%) Land $135,950 Building $1,034,300
2023	$11,422.00 (+13.83%)	$859,530 Land $123,630 Building $735,900	$859,530 Land $123,630 Building $735,900
2022	$10,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20

May also be available: Intermax Networks, T-Mobile.

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