1034 E Gaucho Cir, Deltona, FL 32725 Property Records

Volusia County property record for 1034 E Gaucho Cir, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,351 sqft · built 1987
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Mar 2026)
Tax Bill	$4,253 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-10-16-0190`

Property Details

APN / Parcel Number

Primary APN	`8130-10-16-0190`
Alternative APNs	`31183010160190` `30183110160190` `2668440.0` `2668440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,351 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	1,351 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Vinyl Porch
Porch Area	407 sqft
Deck Area	Deck Area
Patio Area	240 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2668440
Street Address	1034 E GAUCHO CIR
City	DELTONA
State	FL
Zip	32725-6960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 19 BLK 58 DELTONA LAKES UNIT 10 MB 25 PGS 186-192 INC PER OR 4895 PG 3421 PER OR 7802 PG 2651 PER OR 8242 PG 3330
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	10
Legal Block	58
Legal Lot Number	19
Legal Unit	10
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	3
Census Block	3005
Census Tract	91018

Owner

Source: Volusia County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1034 E GAUCHO CIR, DELTONA, FL 32725-6960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 16, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Apr 25, 2022 · Amount on Record
Deed Document Number	202646990
Deed Book / Page	8827 / 454
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 16, 2026
Property Address	1034 E GAUCHO CIR, DELTONA, FL 32725-6960
Document Number	0088270454
Book / Page	8827 / 454
Map Reference	MB 25 PG 186-192
Instrument Date	Mar 13, 2026
Instrument	2026046990
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4962 PARADISO WAY APT 102, 102, SANFORD, FL 32771-9761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 E GAUCHO CIR, DELTONA, FL 32725-6960

Mortgage

Document Number	0008827457
Date	Mar 16, 2026
Instrument	8827/457

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 25, 2022
Property Address	1034 E GAUCHO CIR, DELTONA, FL 32725-6960
Document Number	0082423330
Book / Page	8242 / 3330
Map Reference	MB 25 PG 186-192
Instrument Date	Apr 20, 2022
Instrument	2022097267
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410496 E 1170 RD, 410496, EUFAULA, OK 74432-2732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1034 E GAUCHO CIR, DELTONA, FL 32725-6960

Mortgage

Document Number	0082423331
Date	Apr 25, 2022
Instrument	8242/3331

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 16, 2020
Property Address	1034 E GAUCHO CIR, DELTONA, FL 32725-6960
Document Number	0078022651
Book / Page	7802 / 2651
Map Reference	MB 25 PG 186-192
Instrument Date	Jan 15, 2020
Instrument	2020-011363
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ESQUIRE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1103 ABADY CT, 1103, DELTONA, FL 32725-6903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 E GAUCHO CIR, DELTONA, FL 32725-6960

Mortgage

Document Number	0078022652
Date	Jan 16, 2020
Instrument	7802/2652

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,153 (+2.7%)	$261,932 (+1.2%) Land $60,000 Building $201,932
2025	$4,253.00 (+2.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$251,367 (+4.57%)	$258,818 (+7.67%) Land $60,000 Building $198,818
2024	$4,158.00 (+1.37%)
2023	$4,102.00 (+138.49%) Senior Citizen's exemption	$240,382 (+114.37%) Land $49,600 Building $190,782	$240,382 (+15.77%) Land $49,600 Building $190,782
2022	$1,720.00 Homeowner's exemption	$112,135	$207,632 Land $34,800 Building $172,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	8 (1992–2020)
Claims Outside the SFHA	2 of 8
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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