1034 E 21st St, Oakland, CA 94606 Property Records

Alameda County property record for 1034 E 21st St, Oakland, CA 94606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,513 sqft · built 1911
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on File
Last Sale	$748,000 (Jan 2026)
Tax Bill	$11,316 (2025)
Deeds & Mortgages	Jul 2021 Second Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-284-12`

Property Details

APN / Parcel Number

Primary APN	`21-284-12`
Alternative APN	`021-0284-012-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,513 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,000 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide

Location & Zoning

Street Address	1034 E 21ST ST
City	OAKLAND
State	CA
Zip	94606-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00012 BLK: AR: 0021 PAGE: 0284
Legal Subdivision	BRENAN ESTATE PROP
Legal Block	131-B
Legal Lot Number	25-28
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2005
Census Tract	405500

Owner

1034 E 21st St is owned and occupied by an individual who bought it in January 2026.

Source: Alameda County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1034 E 21ST ST, OAKLAND, CA 94606-2628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Jan 14, 2026	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage GOLDEN STATE FINANCE AUTHORITY
Jan 14, 2026	Grant Deed, Transfer · FHA Mortgage GENERATIONS HOME LOANS LLC
Oct 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2026 · Amount on File
Deed Sale	Jan 14, 2026 · Amount on File
Prior Sale	Sep 7, 2017 · Amount on File
Deed Document Number	20265318
Prior Transfer Date	Nov 15, 2005
Prior Transfer Doc	0000490077
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1034 E 21ST ST, OAKLAND, CA 94606-2628
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 E 21ST ST, OAKLAND, CA 94606-2628

Mortgage

Document Number	0000260871
Date	Jul 28, 2021
Instrument	2021260871

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 14, 2026
Property Address	1034 E 21ST ST, OAKLAND, CA 94606-2628
Document Number	0000005317
Map Reference	MB 7 PG 73
Instrument Date	Jan 12, 2026
Instrument	2026005317
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1034 E 21ST ST, OAKLAND, CA 94606-2628

Mortgage

Document Number	0000005320
Date	Jan 14, 2026
Instrument	2026005320

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	1215 K ST STE 1650, SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 14, 2026
Property Address	1034 E 21ST ST, OAKLAND, CA 94606-2628
Document Number	0000005318
Map Reference	MB 7 PG 73
Instrument Date	Jan 6, 2026
Instrument	2026005318
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,042.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1034 E 21ST ST, OAKLAND, CA 94606-2628

Mortgage

Document Number	0000005319
Date	Jan 14, 2026
Instrument	2026005319

Lender

Name	GENERATIONS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 5, 2020
Property Address	1034 E 21ST ST, OAKLAND, CA 94606-2628
Document Number	0000259401
Map Reference	MB 7 PG 73
Instrument Date	Sep 29, 2020
Instrument	2020259401
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1034 E 21ST ST, OAKLAND, CA 94606-2628

Mortgage

Document Number	0000259402
Date	Oct 5, 2020
Instrument	2020259402

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 7, 2017
Property Address	1034 E 21ST ST, OAKLAND, CA 94606-2628
Document Number	0000195884
Map Reference	MB7 PG73
Instrument Date	Sep 5, 2017
Instrument	2017195884
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1034 E 21ST ST, OAKLAND, CA 94606-2628

Mortgage

Document Number	0000195885
Date	Sep 7, 2017
Instrument	2017195885

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1034 E 21st St was $11,316.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$747,363 (+1.05%) Land $226,309 Building $528,054
2025	$11,316.00 Homeowner's exemption	$739,575 Land $221,872 Building $517,703
2023	$11,455.00 Homeowner's exemption	$710,858 Land $213,257 Building $497,601	$795,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1034 E 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1034 E 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,031 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile.

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