1034 Duncan Ave, Elgin, IL 60120 Property Records

Kane County property record for 1034 Duncan Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,050 sqft · built 1923
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,500 (Aug 2003)
Tax Bill	$4,719 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-209-018`

Property Details

APN / Parcel Number

Primary APN	`06-12-209-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1034 DUNCAN AVE
City	ELGIN
State	IL
Zip	60120-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R N BOTSFORDS ADDN LOT 6 BLOCK 4
Legal Subdivision	R N BOTSFORDS ADDN
Legal Block	4
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6008
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1500 CHURCHILL RD, SCHAUMBURG, IL 60195-3226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2003 · Amount on Record
Deed Sale	Aug 7, 2003 · Amount on Record
Prior Sale	May 2, 1996 · Amount on Record
Deed Document Number	2003138456
Last Transfer Date	Mar 16, 2026
Transfer Doc	0000010886
Record Updated	Oct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Mar 18, 2026
Property Address	1034 DUNCAN AVE, ELGIN, IL 60120-2414
Document Number	0000010886
Instrument Date	Mar 16, 2026
Instrument	2026K010886
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1034 DUNCAN AVE, ELGIN, IL 60120-2414

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1034 DUNCAN AVE, ELGIN, IL 60120-2414
Document Number	0000018879
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 DUNCAN AVE ELGIN IL 601202414, ELGIN, IL 60120-2414

Mortgage

Document Number	0000018879
Date	Apr 16, 2020
Instrument	18879

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2035

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,719.00 (+5.83%) Homeowner's exemption Senior Citizen's exemption	$77,867 (+8.57%) Land $17,146 Building $60,721	$233,694 (+8.57%) Land $51,459 Building $182,236
2024	$4,459.00 (+6.96%)	$71,721 (+21.39%) Land $15,793 Building $55,928	$215,249 (+21.44%) Land $47,398 Building $167,851
2022	$4,169.00 (+5.65%) Homeowner's exemption	$59,082 (+6.96%) Land $13,010 Building $46,072	$177,246 (+6.96%) Land $39,030 Building $138,216
2021	$3,946.00 Homeowner's exemption	$55,237 Land $12,163 Building $43,074	$165,711 Land $36,489 Building $129,222

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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