1034 Co Rd 520, Five Points, AL 36855 Property Records

Chambers County property record for 1034 Co Rd 520, Five Points, AL 36855

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,943 sqft · built 2000
Lot Size	0.288 acres (12,565 sqft)
Owner	Individual Name on Record
Tax Bill	$1,135 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-01-09-32-0-001-005.010`

Property Details

APN / Parcel Number

Primary APN	`12-01-09-32-0-001-005.010`
Alternative APNs	`0109320001005010` `439990`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,943 sqft Living Area
1st Floor Area	1,943 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,565 sqft (0.288 acres)
Lot Dimensions	700 ft deep x 250 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	376 sqft
Gazebo	238 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	439990
Street Address	1034 COUNTY ROAD 520
City	FIVE POINTS
State	AL
Zip	36855-2789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9,10 & 11DOGWOOD POINT SUB.F.C. C SL. 94IN E1/2 OF NE1/4.S32 T24N R28E
Legal Range	28
Legal Township	24
Legal Section	32
Legal Subdivision	DOGWOOD POINT SUB
Legal Lot Number	9,10
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	1
Census Block	1038
Census Tract	953800

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1034 COUNTY ROAD 520, FIVE POINTS, AL 36855-2789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 30, 2019	Deed of Trust, Mortgage · FHA Mortgage WYNDHAM CAPITAL MORTGAGE INC
Oct 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 27, 2017
Transfer Doc	0020174038
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1034 COUNTY ROAD 520, FIVE POINTS, AL 36855-2789
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1563
Date	Apr 23, 2021
Book Page	2021/1563

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1034 COUNTY ROAD 520, FIVE POINTS, AL 36855-2789
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1904
Date	Apr 30, 2019
Book Page	2019/1904

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMBERS AL
Recording Date	Oct 5, 2017
Property Address	1034 COUNTY ROAD 520, FIVE POINTS, AL 36855-2789
Document Number	0020174038
Instrument Date	Sep 27, 2017
Instrument	2017-4038
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 MCCOSH MILL RD, LAGRANGE, GA 30240-9423

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,135.00 (+7.38%) Homeowner's exemption
2025	$1,057.00 (+0.19%)	$53,024 (+100.09%) Land $3,520 Building $49,504	$265,120 (+0.03%) Land $17,600 Building $247,520
2024	$1,055.00 Additional exemption filed	$26,500 (-) Land $1,760 Building $24,740	$265,040 (-) Land $17,570 Building $247,470
2023	$1,055.00 Additional exemption filed	$26,500 (-) Land $1,760 Building $24,740	$265,040 (-) Land $17,570 Building $247,470
2022	$1,055.00 Additional exemption filed	$26,500 Land $1,760 Building $24,740	$265,040 Land $17,570 Building $247,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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