1034 Co Rd 5, Balaton, MN 56115 Property Records

Lyon County property record for 1034 Co Rd 5, Balaton, MN 56115

Property Summary

Property Type	Single Family Home
Details	built 2019
Lot Size	10.4 acres (456,944 sqft)
Owner	2 Individual Names on File
Last Sale	$2,868,551 (Dec 2023)
Tax Bill	$3,726 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-035001-0`

Property Details

APN / Parcel Number

Primary APN	`15-035001-0`

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	456,944 sqft (10.4 acres)

Location & Zoning

Street Address	1034 COUNTY ROAD 5
City	BALATON
State	MN
Zip	56115-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.49 ACRES PT SW4
Legal Range	42
Legal Township	109
Legal Section	35
Jurisdiction	LYON MN
Township / Civil Division	ROCK LAKE
Census Block Group	1
Census Block	1150
Census Tract	360600

Owner

1034 Co Rd 5 is owned and occupied by two individuals who bought it in December 2023.

Source: Lyon County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1034 COUNTY ROAD 5, BALATON, MN 56115-3102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED PRAIRE BANK
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED PRAIRE BANK
Sep 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on File
Deed Sale	Dec 28, 2023 · Amount on File
Prior Sale	Dec 27, 2023 · Amount on File
Deed Document Number	2023227932
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	1034 COUNTY ROAD 5, BALATON, MN 56115-3102
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020652
Date	Dec 4, 2025
Instrument	20652

Lender

Name	UNITED PRAIRE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 4, 2045

Interest

Rate Type	Adjustable Rate

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	1034 CO RD, BALATON, MN 56115
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016989
Date	Dec 27, 2023
Instrument	16989

Lender

Name	UNITED PRAIRE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 27, 2043

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Sep 17, 2018
Property Address	1034 CO RD, BALATON, MN 56115
Document Number	0000216810
Instrument Date	Sep 7, 2018
Instrument	216810
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount on Record
Tax	$3,854.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4991 SAFARI CIR, EAGAN, MN 55122-2662

Tax Assessment & Valuation

The 2026 property tax bill for 1034 Co Rd 5 was $3,726, down 15.7% from the year before.

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
County Subdivision	Rock Lake Township
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,726.00 (-15.74%)	$528,800 (-1.55%) Land $94,800 Building $434,000	$528,800 (-1.55%) Land $94,800 Building $434,000
2025	$4,422.00	$537,100 Land $94,800 Building $442,300	$537,100 Land $94,800 Building $442,300
2023	$6,380.00	$2,913,200 Land $2,392,500 Building $520,700	$2,913,200 Land $2,392,500 Building $520,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1034 Co Rd 5 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1034 Co Rd 5 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Red Rock Rural Water System serves 5,840 people · EPA ID MN1170009
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Woodstock Telephone Company Fixed Wireless	50 / 20
MVTV Wireless Fixed Wireless	50 / 10

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