1034 Borrego Ct, Vista, CA 92083 Property Records

San Diego County property record for 1034 Borrego Ct, Vista, CA 92083

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,116 sqft · built 2010
Lot Size0.304 acres (13,242 sqft)
Owner2 Trust Names on File
Last Sale$645,500 (Dec 2017)
Tax Bill$9,057 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN163-540-42-00

Property Details

APN / Parcel Number

Primary APN163-540-42-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,116 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area13,242 sqft (0.304 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1034 BORREGO CT
CityVISTA
StateCA
Zip92083-4772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 42 TR 015538
Legal SubdivisionVISTA 02-081
Legal Tract015538
Legal Block1
Legal Lot Number42
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1012
Census Tract19403

Owner

1034 Borrego Ct is owner-occupied and held in a trust since May 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address1034 BORREGO CT, VISTA, CA 92083-4772
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALTURA CU
Dec 7, 2017Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2017 · Amount on File
Deed SaleDec 7, 2017 · Amount on File
Prior SaleSep 2, 2010 · Amount on File
Deed Document Number2017570799
Last Transfer DateMay 17, 2024
Transfer Doc0000194756
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1034 BORREGO CT, VISTA, CA 92083-4772
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1034 BORREGO CT, VISTA, CA 92083-4772

Mortgage

Document Number0000821640
DateDec 21, 2020
Instrument2020-0821640
Lender
NameALTURA CU
TypeCredit Union
AddressRIVERSIDE, CA 92507
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 7, 2017
Property Address1034 BORREGO CT, VISTA, CA 92083-4772
Document Number0000570799
Map ReferenceMAP15538
Instrument DateNov 30, 2017
Instrument2017-0570799
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1034 BORREGO CT, VISTA, CA 92083-4772

Mortgage

Document Number0000570800
DateDec 7, 2017
Instrument2017-0570800
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1034 Borrego Ct was $9,057.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$749,151 (+2%) Land $198,467 Building $550,684
2025$9,057.00$734,463 Land $194,576 Building $539,887
2023$8,393.00 (+0.23%)$705,944 Land $187,021 Building $518,923
2022$8,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1034 Borrego Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1034 Borrego Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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