1034 Bluff St, Silverton, CO 81433 Property Records

San Juan County property record for 1034 Bluff St, Silverton, CO 81433

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,270 sqft · built 2020
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Jun 2019)
Tax Bill	$3,262 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R2870`

Property Details

APN / Parcel Number

Primary APN	`R2870`
Alternative APN	`48291730390003`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,270 sqft Living Area
Gross Area	2,400 sqft
Basement Area	712 sqft
Finished Basement	712 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Metal
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R2870
Street Address	1034 BLUFF ST
City	SILVERTON
State	CO
Zip	81433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 39 LOTS 5-9
Legal Range	007
Legal Township	041
Legal Section	17
Legal Subdivision	TOWN OF SILVERTON
Legal Block	39
Legal Lot Number	5-9
Jurisdiction	SAN JUAN CO
Township / Civil Division	SILVERTON
Census Block Group	1
Census Block	1089
Census Tract	972600

Owner

Source: San Juan County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 242, SILVERTON, CO 81433-0242
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Feb 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK
Jun 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	2019152306
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN CO
Property Address	1034 BLUFF ST, SILVERTON, CO 81433
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 242, SILVERTON, CO 81433-0242

Mortgage

Document Number	0000154165
Date	Mar 4, 2022
Instrument	154165

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SILVERTON, CO 81433

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN CO
Property Address	1034 BLUFF ST, SILVERTON, CO 81433
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 242, SILVERTON, CO 81433-0242

Mortgage

Document Number	0000153342
Date	Feb 10, 2021
Instrument	153342

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SILVERTON, CO 81433

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN JUAN CO
Recording Date	Jun 5, 2019
Property Address	1034 BLUFF ST, SILVERTON, CO 81433
Document Number	0000152306
Instrument Date	Jun 5, 2019
Instrument	152306
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$8.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 GREENE STREET, NORWOOD, CO 81423

Tax Assessment & Valuation

Source: San Juan County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	San Juan County
Municipality	Silverton Town
Unified School District	Silverton School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,262.00 (+15.18%)	$68,117 (+13.22%)	$1,089,871 (+14.37%) Land $312,500 Building $777,371
2024	$2,832.00 (+2.28%)	$60,161 (-5.77%)
2023	$2,769.00 (+47.92%)	$63,846 (+55.85%) Land $11,312 Building $52,534	$952,923 (+61.67%)
2022	$1,872.00	$40,965 Land $6,752 Building $34,213
2021			$589,420 Land $97,150 Building $492,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTON serves 2,387 people · EPA ID CO0156600
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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