1034 Banklick St, Covington, KY 41011 Property Records

Kenton County property record for 1034 Banklick St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 1,040 sqft · built 1991
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Aug 2025)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-22-32-021.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-32-021.00`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,040 sqft Finished Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1034 BANKLICK ST
City	COVINGTON
State	KY
Zip	41011-3073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 25FT LOT 477 WBTI SUB
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	477
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1013
Census Tract	60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1034 Banklick St is owned and occupied by an individual who bought it in August 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1034 BANKLICK ST, COVINGTON, KY 41011-3073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2025 · Amount on File
Deed Sale	Aug 26, 2025 · Amount on File
Prior Sale	Mar 24, 2025 · Amount on File
Deed Document Number	202559
Deed Book / Page	359 / 771
Record Updated	Oct 29, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 5, 2018
Property Address	1034 BANKLICK ST, COVINGTON, KY 41011-3073
Document Number	0000000060
Book / Page	0C6364 / 000251
Instrument Date	Feb 28, 2018
Instrument	60
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	PERFORMANCE TITLE AGENCY, PERFORMANCE TITLE AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 BANKLICK ST COVINGTON KY 410113073, COVINGTON, KY 41011-3073

Mortgage

Document Number	61
Date	Mar 5, 2018
Book Page	0C6364/000255
Instrument	61

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

Mortgage

Document Number	62,
Date	Mar 5, 2018
Book Page	ORC636/000274
Instrument	62

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 4, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1034 Banklick St was $1,291.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,000 (+176.92%) Land $10,000 Building $260,000	$270,000 (+176.92%) Land $10,000 Building $260,000
2025	$1,291.00	$97,500 Land $5,000 Building $92,500	$97,500 Land $5,000 Building $92,500
2023	$1,298.00	$97,500 Land $5,000 Building $92,500	$97,500 Land $5,000 Building $92,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1034 Banklick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1034 Banklick St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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