1034 Adobe Ct, Lusby, MD 20657 Property Records

Calvert County property record for 1034 Adobe Ct, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 1992
Lot Size	0.537 acres (23,411 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jun 2022)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-112791`

Property Details

APN / Parcel Number

Primary APN	`01-112791`
Alternative APNs	`1112791` `112791`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,411 sqft (0.537 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	112791
Street Address	1034 ADOBE CT
City	LUSBY
State	MD
Zip	20657-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 26RR SEC 3R CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	26RR
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2022
Census Tract	861004

Owner

1034 Adobe Ct is owned and occupied by an individual who bought it in June 2022.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1034 ADOBE CT, LUSBY, MD 20657-4911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed, Transfer · VA Mortgage VELLUM MORTGAGE LLC
Jun 30, 2021	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Book / Page	6295 / 334
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 9, 2022
Property Address	1034 ADOBE CT, LUSBY, MD 20657-4911
Document Number	0062950334
Book / Page	6295 / 334
Map Reference	LB 3165 FO 6
Instrument Date	Jun 6, 2022
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 ADOBE CT, LUSBY, MD 20657-4911

Mortgage

Document Number	0006295341
Date	Jun 9, 2022
Instrument	6295/341

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 30, 2021
Property Address	1034 ADOBE CT, LUSBY, MD 20657-4911
Document Number	0060080052
Book / Page	6008 / 52
Map Reference	LB 3165 FO 6
Instrument Date	May 7, 2021
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1034 ADOBE CT, LUSBY, MD 20657-4911

Mortgage

Document Number	600859
Date	Jun 30, 2021
Instrument	6008/59

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1034 Adobe Ct was $3,823.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,800 Land $55,200 Building $289,600	$344,800 Land $55,200 Building $289,600
2025	$3,823.00
2023	$2,617.00	$251,900 Land $55,200 Building $196,700	$251,900 Land $55,200 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1034 Adobe Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1034 Adobe Ct is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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