10338 FM 2578, Terrell, TX 75160 Property Records

Kaufman County property record for 10338 FM 2578, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,183 sqft · built 1991
Lot Size	0.996 acres (43,386 sqft)
Owner	2 Individual Names on File
Last Sale	$107,000 (Aug 2014)
Tax Bill	$5,232 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R12326`

Property Details

APN / Parcel Number

Primary APN	`R12326`
Alternative APNs	`99.0443.0000.0775.01.06.00` `12326`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,183 sqft Gross Area
1st Floor Area	1,907 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,386 sqft (0.996 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	276 sqft
Storage Building	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10338 FM RR 2578
City	TERRELL
State	TX
Zip	75160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANSOM SOWELL, TRACT 775.01; .996 ACRES
Legal Subdivision	RANSOM SOWELL
Legal Tract	775.01
Legal Block	3
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL SOUTH
Census Block Group	3
Census Block	3000
Census Tract	50701

Owner

10338 FM 2578 is owned by two individuals who bought it in August 2014.

Source: Kaufman County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9675 COUNTY ROAD 313, TERRELL, TX 75161-7209
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2014 · Amount on File
Deed Sale	Aug 4, 2014 · Amount on File
Prior Sale	Aug 4, 2014 · Amount on File
Deed Document Number	201413128
Deed Book / Page	4613 / 12
Prior Transfer Date	Jul 30, 2014
Prior Transfer Doc	0046130009
Record Updated	Oct 29, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Oct 20, 2021
Property Address	10338 FM 2578, TERRELL, TX 75160-6633
Document Number	0072770227
Book / Page	7277 / 227
Map Reference	VOL 2766 PG 622
Instrument Date	Oct 15, 2021
Instrument	2021-0043136
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21863 FM 2728, 21863, TERRELL, TX 75161-0486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10338 FM 2578, TERRELL, TX 75160-6633

Mortgage

Document Number	20210043137
Date	Oct 20, 2021
Instrument	2021-0043137

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10338 FM 2578 was $5,232, up 6% from the year before.

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,232.00 (+6%)	$297,420 Land $94,819 Building $202,601	$297,420 Land $94,819 Building $202,601
2024	$4,936.00 (+55.91%)
2023	$3,166.00 (-13.66%) Homeowner's exemption	$267,032 Land $74,700 Building $192,332	$267,032 Land $74,700 Building $192,332
2022	$3,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10338 FM 2578 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10338 FM 2578 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSE HILL SUD serves 4,827 people · EPA ID TX1290023
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink.

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