Howard County property record for 10338 Derby Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,300 sqft · built 1991 |
| Lot Size | 0.293 acres (12,764 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $638,000 (Sep 2019) |
| Tax Bill | $10,846 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-521290 |
| Primary APN | 06-521290 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,300 sqft Total Area |
| Basement Area | 1,657 sqft |
| Finished Basement | 1,657 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,764 sqft (0.293 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 521290 |
|---|---|
| Street Address | 10338 DERBY DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-5717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 60 .30 A 10338 DERBY DR HUNTERS CREEK FARM S1 A2 |
| Legal Subdivision | HUNTERS CREEK |
| Legal Lot Number | 60 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606807 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10338 DERBY DR, LAUREL, MD 20723-5717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 23, 2019 | Deed, Transfer · Conventional Mortgage ONE AMERICAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Prior Sale | Nov 23, 2010 · Amount on Record |
| Deed Book / Page | 18901 / 184 |
| Prior Transfer Date | Sep 24, 2009 |
| Prior Transfer Doc | 0120570214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10338 DERBY DR, LAUREL, MD 20723-5717 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | TITLE FORWARD |
| Name | Verified Name |
|---|
| Document Number | 0201910423 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 20191/423 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 23, 2019 |
| Property Address | 10338 DERBY DR, LAUREL, MD 20723-5717 |
| Document Number | 0189010184 |
| Book / Page | 18901 / 184 |
| Map Reference | PL BMP 8225 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | KENSINGTON REALTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10338 DERBY DR, LAUREL, MD 20723-5717 |
| Document Number | 18901190 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 18901/190 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,846.00 (-5.6%) Homeowner's exemption | $877,833 (+4.21%) | $948,700 (+12.62%) Land $294,900 Building $653,800 |
| 2025 | $11,489.00 (+5.21%) Homeowner's exemption | $842,400 (+18.82%) Land $244,900 Building $597,500 | $842,400 (-) Land $244,900 Building $597,500 |
| 2024 | $10,920.00 (+51%) | ||
| 2023 | $709,000 | $842,400 Land $244,900 Building $597,500 | |
| 2022 | $7,232.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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