10337 Upton Ct, Elk Grove, CA 95624 Property Records

Sacramento County property record for 10337 Upton Ct, Elk Grove, CA 95624

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,794 sqft · built 1980
Lot Size	2.16 acres (94,090 sqft)
Owner	Trust Name on File
Last Sale	$575,000 (Feb 2015)
Tax Bill	$7,817 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`127-0270-007-0000`

Property Details

APN / Parcel Number

Primary APN	`127-0270-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,794 sqft Living Area
Gross Area	3,234 sqft
1st Floor Area	2,241 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	94,090 sqft
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10337 UPTON CT
City	ELK GROVE
State	CA
Zip	95624-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	RANCHA DE AYALA, LOT 7
Legal Subdivision	RANCHA DE AYALA
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	2
Census Block	2000
Census Tract	9336

Owner

10337 Upton Ct is owner-occupied and held in a trust since June 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	10337 UPTON CT, ELK GROVE, CA 95624-9417
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jun 9, 2022	Intrafamily Transfer, Transfer
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE POLICE CU
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
May 25, 2019	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMERICA BK TOWER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2015 · Amount on File
Deed Sale	Feb 20, 2015 · Amount on File
Deed Book / Page	20150220 / 932
Last Transfer Date	Jun 6, 2022
Transfer Doc	2022001471
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10337 UPTON CT, ELK GROVE, CA 95624-9417
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10337 UPTON CT, ELK GROVE, CA 95624-9417

Mortgage

Document Number	0000000760
Date	Mar 29, 2021
Instrument	202103290760

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 9, 2022
Property Address	10337 UPTON CT, ELK GROVE, CA 95624-9417
Document Number	0000001471
Map Reference	MB 126 MAP 14
Instrument Date	Jun 6, 2022
Instrument	2022060901471
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	10337 UPTON CT, ELK GROVE, CA 95624-9417

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10337 UPTON CT, ELK GROVE, CA 95624-9417
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10337 UPTON CT, ELK GROVE, CA 95624-9417

Mortgage

Document Number	2021100600451
Date	Oct 6, 2021
Instrument	2021100600451

Lender

Name	THE POLICE CU
Type	Credit Union
Address	SAN BRUNO, CA 94066

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10337 UPTON CT, ELK GROVE, CA 95624-9417
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10337 UPTON CT, ELK GROVE, CA 95624-9417

Mortgage

Document Number	3290000000760
Date	Mar 29, 2021
Book Page	20210329/760

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10337 UPTON CT, ELK GROVE, CA 95624-9417
Document Number	1905310346
Instrument Date	May 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10337 UPTON CT ELK GROVE CA 956249417, ELK GROVE, CA 95624-9417

Mortgage

Document Number	1905310346
Date	May 31, 2019
Instrument	1905310346

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10337 UPTON CT, ELK GROVE, CA 95624-9417
Document Number	1806280680
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10337 UPTON CT ELK GROVE CA 956249417, ELK GROVE, CA 95624-9417

Mortgage

Document Number	1806280680
Date	Jun 28, 2018
Instrument	1806280680

Lender

Name	COMERICA BK TOWER
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10337 Upton Ct was $7,817 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$751,298 (+2%) Land $210,848 Building $540,450
2025	$7,817.00 (+0.83%) Homeowner's exemption	$736,567 Land $206,714 Building $529,853
2024	$7,753.00 (+2.7%)
2023	$7,549.00 (+1.88%) Homeowner's exemption	$707,967 Land $198,688 Building $509,279
2022	$7,410.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10337 Upton Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10337 Upton Ct is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK GROVE WATER DISTRICT private · serves 44,065 people · EPA ID CA3410008
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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