10335 Sandy Ln, Munster, IN 46321 Property Records

Lake County property record for 10335 Sandy Ln, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,326 sqft · built 1991
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Tax Bill	$5,167 (2024)
Deeds & Mortgages	May 2022 Line of Credit Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0526-0100`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0526-0100`
Alternative APNs	`45-07-31-455-006.000-027` `182805260100`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,326 sqft Living Area
Basement Area	960 sqft
Finished Basement	960 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0526-0100
Old Parcel Number	182805260100
Street Address	10335 SANDY LN
City	MUNSTER
State	IN
Zip	46321-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIAR CREEK ADDITION LOT #102
Legal Subdivision	BRIAR CREEK ADD
Legal Lot Number	102
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1018
Census Tract	40402

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10335 SANDY LN, MUNSTER, IN 46321-4334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN COMMUNITY BANK OF INDIANA
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN COMMUNITY BANK
Mar 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN COMMUNITY BANK OF INDIANA
Aug 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK OF INDIANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2007
Deed Sale	Dec 14, 2007
Prior Sale	Dec 14, 2007
Deed Document Number	2007097876
Last Transfer Date	Mar 29, 2021
Transfer Doc	0000028135
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10335 SANDY LN, MUNSTER, IN 46321-4334
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014585
Date	May 3, 2022
Instrument	2022-014585

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10335 SANDY LN, MUNSTER, IN 46321-4334
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031502
Date	Apr 12, 2021
Instrument	2021-031502

Lender

Name	AMERICAN COMMUNITY BANK
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Mar 29, 2021
Property Address	10335 SANDY LN, MUNSTER, IN 46321-4334
Document Number	0000028135
Map Reference	MB 65 PG 44
Instrument Date	Mar 17, 2021
Instrument	2021-028135
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MTC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10335 SANDY LN, MUNSTER, IN 46321-4334

Mortgage

Document Number	0000028136
Date	Mar 29, 2021
Instrument	2021-028136

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10335 SANDY LN, MUNSTER, IN 46321-4334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054477
Date	Aug 27, 2018
Instrument	2018 054477

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$465,400 (+19.12%) Land $81,600 Building $383,800	$465,400 (+19.12%) Land $81,600 Building $383,800
2024	$5,167.00 (+4.66%)
2023		$390,700 (+5.88%) Land $84,000 Building $306,700	$390,700 (+5.88%) Land $84,000 Building $306,700
2022	$4,937.00 Homeowner's exemption	$369,000 Land $84,000 Building $285,000	$369,000 Land $84,000 Building $285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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