10331 Saint James Pl, Munster, IN 46321 Property Records

Lake County property record for 10331 Saint James Pl, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,473 sqft · built 1996
Lot Size	0.313 acres (13,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$354,000 (Nov 2006)
Tax Bill	$6,425 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0545-0012`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0545-0012`
Alternative APNs	`45-07-31-483-013.000-027` `182805450012`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,473 sqft Living Area
Gross Area	4,718 sqft
1st Floor Area	2,473 sqft
Basement Area	1,333 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,616 sqft (0.313 acres)
Lot Dimensions	148 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10331 SAINT JAMES PL
City	MUNSTER
State	IN
Zip	46321-4393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOMERSET PHASE TWO LOT 102
Legal Subdivision	SOMERSET PHASE TWO
Legal Phase	TWO
Legal Lot Number	102
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1019
Census Tract	40402

Owner

Source: Lake County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10331 SAINT JAMES PL, MUNSTER, IN 46321-4393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK.
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC
Dec 2, 2019	Deed of Trust, Mortgage CME LNDG GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2006 · Amount on Record
Deed Sale	Nov 3, 2006 · Amount on Record
Deed Document Number	200696833
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jun 4, 2026
Property Address	10331 SAINT JAMES PL, MUNSTER, IN 46321-4393
Document Number	0000523113
Instrument Date	May 22, 2026
Instrument	2026523113
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10331 SAINT JAMES PL, MUNSTER, IN 46321-4393

Mortgage

Document Number	0000523113,
Date	Jun 4, 2026
Instrument	2026523113

Lender

Name	FIRST FINANCIAL BANK.

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2051

Interest

Rate	6.23%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10331 SAINT JAMES PL, MUNSTER, IN 46321-4393
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016451
Date	Jul 7, 2021
Instrument	2021-516451

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company
Address	CHESTERTON, IN 46304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10331 SAINT JAMES PL, MUNSTER, IN 46321-4393
Document Number	0000087055
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	BARRISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10331 SAINT JAMES PL MUNSTER IN 463214393, MUNSTER, IN 46321-4393

Mortgage

Document Number	0000087055
Date	Dec 17, 2019
Instrument	87055

Lender

Name	CME LNDG GROUP LLC
Address	CHESTERTON, IN 46304

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$541,700 (+12.01%) Land $90,400 Building $451,300	$541,700 (+12.01%) Land $90,400 Building $451,300
2024	$6,425.00 (+3.06%)
2023		$483,600 (+4.61%) Land $92,000 Building $391,600	$483,600 (+4.61%) Land $92,000 Building $391,600
2022	$6,234.00 Homeowner's exemption	$462,300 Land $92,000 Building $370,300	$462,300 Land $92,000 Building $370,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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