10331 Ratcliff Rd, Utica, KY 42376 Property Records

Daviess County property record for 10331 Ratcliff Rd, Utica, KY 42376

Property Summary

Property TypeFarm - Irrigated or Dry
Details1,140 sqft · built 1968
Lot Size25 acres (1,090,742 sqft)
Owner2 Individual Names on Record
Tax Bill$1,487 (2025)
Flood ZoneZone X (minimal risk)
APN052-00-00-027-01-000

Property Details

APN / Parcel Number

Primary APN052-00-00-027-01-000
Alternative APN
  • 2255780

Interior

Building Area1,140 sqft Total Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area1,090,742 sqft (25 acres)

Location & Zoning

Street Address10331 RATCLIFF RD
CityUTICA
StateKY
Zip42376
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal Description10331 RATCLIFF RD
JurisdictionDAVIESS KY
Township / Civil DivisionUTICA-STANLEY
Census Block Group3
Census Block3038
Census Tract1703

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address790 STATE ROUTE 1207, UTICA, KY 42376-9725
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyDaviess County
Unified School DistrictDaviess County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$399,200 (+176.65%)$527,619 (+93.47%)
2025$1,487.00$144,300 (+643.81%) Land $6,600 Building $137,700$272,719 (+102.01%) Land $135,019 Building $137,700
2023$19,400$135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims27 (1995–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 4 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 8 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Ratcliff Rd

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