10330 Gambrill Park Rd, Frederick, MD 21702 Property Records

Frederick County property record for 10330 Gambrill Park Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,986 sqft · built 1991
Lot Size	17.9 acres (782,338 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (May 2013)
Tax Bill	$5,961 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-356255`

Property Details

APN / Parcel Number

Primary APN	`16-356255`
Alternative APN	`356255`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,986 sqft Living Area
1st Floor Area	993 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	782,338 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	355 sqft
Patio Area	340 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	356255
Street Address	10330 GAMBRILL PARK RD
City	FREDERICK
State	MD
Zip	21702-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 7- 17.963 ACRES W/S FIVE FORKS ROAD N/S HIGHLAND SCHOOL ROAD
Legal Subdivision	CHARLES E WALTER PROP
Legal Lot Number	7
Jurisdiction	FREDERICK MD
Township / Civil Division	16, JACKSON
Census Block Group	1
Census Block	1001
Census Tract	770700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10330 Gambrill Park Rd is owned and occupied by two individuals who bought it in May 2013.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10330 GAMBRILL PARK RD, FREDERICK, MD 21702-1608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2013 · Amount on File
Deed Sale	May 29, 2013 · Amount on File
Prior Sale	Jul 6, 1990 · Amount on File
Deed Book / Page	9564 / 105
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10330 GAMBRILL PARK RD, FREDERICK, MD 21702-1608
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10330 GAMBRILL PARK RD, FREDERICK, MD 21702-1608

Mortgage

Document Number	0161320499
Date	Sep 14, 2022
Book Page	16132/499

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 13, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10330 GAMBRILL PARK RD, FREDERICK, MD 21702-1608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140240358
Date	Aug 31, 2020
Book Page	14024/358

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10330 Gambrill Park Rd was $5,961 with a homeowner's exemption, up 5.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,500 (+5.88%) Land $187,800 Building $328,700	$516,500 (-) Land $187,800 Building $328,700
2025	$5,961.00 (+5.92%) Homeowner's exemption	$487,800	$516,500 Land $187,800 Building $328,700
2024	$5,628.00 (+8.4%)
2023	$5,192.00 Homeowner's exemption	$430,400 Land $167,800 Building $262,600	$430,400 Land $167,800 Building $262,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10330 Gambrill Park Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2003)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10330 Gambrill Park Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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