1033 Vine St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1033 Vine St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,059 sqft
Lot Size	0.566 acres (24,655 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Sep 2025)
Tax Bill	$3,088 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-07-053-0195-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-053-0195-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,059 sqft Living Area
1st Floor Area	744 sqft

Exterior

Lot Area	24,655 sqft (0.566 acres)
Lot Dimensions	280 ft deep x 88 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1033 VINE ST
City	SAINT CLAIR
State	MI
Zip	48079-5455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	E88' OF W 198' OF 5 A LOT 56 MAP OF PC 304 & 305
Legal Subdivision	MAP OF PC 304 305
Legal Lot Number	56
Legal Unit	56
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1007
Census Tract	642000

Owner

1033 Vine St is owned and occupied by two individuals who bought it in September 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 GRATIOT BLVD, MARYSVILLE, MI 48040-1122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on File
Deed Sale	Sep 4, 2025 · Amount on File
Prior Sale	Sep 20, 2024 · Amount on File
Deed Document Number	202516607
Deed Book / Page	5847 / 304
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 4, 2025
Property Address	1033 VINE ST, SAINT CLAIR, MI 48079-5455
Document Number	0005847304
Book / Page	5847 / 304
Map Reference	LB D PG 36
Instrument Date	Aug 14, 2025
Instrument	2025016607
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 HAWKS NEST DR, EAST CHINA, MI 48054-2226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GRATIOT BLVD, MARYSVILLE, MI 48040-1122

Mortgage

Document Number	2025015207
Date	Sep 4, 2025
Instrument	2025015207

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1033 Vine St was $3,088 with a homeowner's exemption, up 65.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,800 (+283.65%)	$403,600
2025	$3,088.00 (+65.4%) Homeowner's exemption	$52,600
2024	$1,867.00		$105,200
2023		$66,800
2022	$1,739.00		$133,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1033 Vine St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1033 Vine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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