1033 Smith Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1033 Smith Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,098 sqft · built 2004
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on File
Last Sale	$633,000 (Jun 2017)
Tax Bill	$9,107 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2022 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`071-1740-015-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1740-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,098 sqft Living Area
1st Floor Area	1,503 sqft
2nd Floor Area	1,595 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,050 sqft (0.139 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1033 SMITH WAY
City	FOLSOM
State	CA
Zip	95630-7338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-1/R-2
Legal Description	PARKWAY G2, LOT 47
Legal Subdivision	PARKWAY G2
Legal Lot Number	47
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3008
Census Tract	8509

Owner

1033 Smith Way is owned and occupied by two individuals who bought it in June 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1033 SMITH WAY, FOLSOM, CA 95630-7338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit PROVIDENT CU
Feb 18, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KIND LENDING LLC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERACTIVE MTG
Sep 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES CU
Jun 21, 2017	Grant Deed, Transfer · Conventional Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on File
Deed Sale	Jun 21, 2017 · Amount on File
Prior Sale	Oct 14, 2010 · Amount on File
Deed Book / Page	20170621 / 1140
Prior Transfer Date	Dec 9, 2010
Prior Transfer Doc	0000000493
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1033 SMITH WAY, FOLSOM, CA 95630-7338
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 SMITH WAY, FOLSOM, CA 95630-7338

Mortgage

Document Number	0000001014
Date	Oct 17, 2025
Instrument	202510171014

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1033 SMITH WAY, FOLSOM, CA 95630-7338
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 SMITH WAY, FOLSOM, CA 95630-7338

Mortgage

Document Number	0000000083
Date	Apr 15, 2022
Instrument	2022041500083

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1033 SMITH WAY, FOLSOM, CA 95630-7338
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 SMITH WAY, FOLSOM, CA 95630-7338

Mortgage

Document Number	0000001266
Date	Feb 18, 2026
Instrument	202602181266

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1033 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	2012161850
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1033 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	2012161850
Date	Dec 16, 2020
Instrument	2012161850

Lender

Name	INTERACTIVE MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1033 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	2009111657
Instrument Date	Sep 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1033 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	2009111657
Date	Sep 11, 2020
Instrument	2009111657

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1033 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	2002060915
Instrument Date	Feb 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1033 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	2002060915
Date	Feb 6, 2020
Instrument	2002060915

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1033 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	1907220863
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1033 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	1907220863
Date	Jul 22, 2019
Instrument	1907220863

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1033 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	1904251397
Instrument Date	Apr 20, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1033 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	1904251397
Date	Apr 25, 2019
Instrument	1904251397

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1033 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	1902250408
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1033 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	1902250408
Date	Feb 25, 2019
Instrument	1902250408

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 24, 2039

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 21, 2017
Property Address	1033 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	1706211140
Instrument Date	May 16, 2017
Instrument	1706211140
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1033 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	1706211141
Date	Jun 21, 2017
Instrument	1706211141

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1033 Smith Way was $9,107, up 1.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$749,336 (+2%) Land $201,241 Building $548,095
2025	$9,107.00 (+1.88%)	$734,645 Land $197,296 Building $537,349
2024	$8,939.00 (+1.54%)
2023	$8,803.00 (+1.34%)	$706,120 Land $189,636 Building $516,484
2022	$8,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1033 Smith Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1033 Smith Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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