1033 River Crest Dr, Reading, PA 19605 Property Records

Berks County property record for 1033 River Crest Dr, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,409 sqft · built 2025
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$464,387 (Aug 2025)
Tax Bill	$3,558 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4399-02-75-3709`

Property Details

APN / Parcel Number

Primary APN	`4399-02-75-3709`
Alternative APNs	`66-4399-02-75-3709` `66001442` `001442`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,409 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Wood
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Neighborhood
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66001442
Street Address	1033 RIVER CREST DR
City	READING
State	PA
Zip	19605-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERCREST
Legal Block	75
Legal Lot Number	35
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	1
Census Block	1006
Census Tract	12702

Owner

1033 River Crest Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Berks County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1033 RIVER CREST DR, READING, PA 19605-1360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage VIST FINANCIAL
Sep 16, 2021	Deed of Trust, Mortgage · Unknown VIST FINANCIAL
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit TOMPKINS TRUST CO
Aug 29, 2025	Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Deed Document Number	202526492
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1033 RIVER CREST DR, READING, PA 19605-1360
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046397
Date	Sep 16, 2021
Instrument	2021046397

Lender

Name	VIST FINANCIAL
Type	Funding / Finance Company
Address	READING, PA 19610

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1033 RIVER CREST DR, READING, PA 19605-1360
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046396
Date	Sep 16, 2021
Instrument	2021046396

Lender

Name	VIST FINANCIAL
Type	Funding / Finance Company
Address	READING, PA 19610

Agreement

Type	Unknown
Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1033 RIVER CREST DR, READING, PA 19605-1360
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031788
Date	Aug 5, 2022
Instrument	2022031788

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 29, 2025
Property Address	1033 RIVER CREST DR, READING, PA 19605-1360
Document Number	0000026492
Instrument Date	Aug 28, 2025
Instrument	2025026492
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	SENTRY ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,643.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 RIVER CREST DR, READING, PA 19605-1360

Mortgage

Document Number	0000026493
Date	Aug 29, 2025
Instrument	2025026493

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 1033 River Crest Dr was $3,558, up 390.1% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,558.00 (+390.08%)	$237,000 (+389.67%) Land $64,500 Building $172,500	$64,500 (+33.26%) Land $64,500
2025	$726.00 (+6.92%)	$48,400 (-) Land $48,400	$48,400 Land $48,400
2024	$679.00	$48,400 Land $48,400
1994			$48,400 Land $48,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1033 River Crest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2006–2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1033 River Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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