1033 Reef Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 1033 Reef Rd, Fairfield, CT 06824

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 1,928 sqft · built 2019
Lot Size0.117 acres (5,080 sqft)
OwnerCompany Name on File
Last Sale$1,350,000 (Sep 2022)
Tax Bill$19,319 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Sep 2024 Transfer
+ 4 more
Flood ZoneZone AE (high risk)
APNFAIR M:184 B:131

Property Details

APN / Parcel Number

Primary APNFAIR M:184 B:131
Alternative APNs
  • FFLD M:184 B:131
  • M:184 L:131 X
  • 16430

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,928 sqft Living Area
Gross Area3,509 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,080 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number16430
Street Address1033 REEF RD
CityFAIRFIELD
StateCT
Zip06824-6546
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeB
Legal Block131
JurisdictionFAIRFIELD CT
Township / Civil DivisionFAIRFIELD
Census Block Group4
Census Block4002
Census Tract61500

Owner

1033 Reef Rd, a duplex, is owned by a company that acquired it in August 2024.

Source: Fairfield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address153 COLLEGE PL, FAIRFIELD, CT 06824-6509
Owner TypeCompany
VestingCorporation

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Quit Claim Deed, Transfer · Line of Credit
CMV HOME LOANS
Sep 24, 2024Quit Claim Deed, Transfer
Quitclaim
Sep 24, 2024Quit Claim Deed, Transfer
Quitclaim
Mar 17, 2023Quit Claim Deed, Transfer
Quitclaim
Sep 20, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST WORLD MORTGAGE CORPORATION
Jan 20, 2020Deed of Trust, Mortgage
WILLIAM M RUARK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2022 · Amount on File
Deed SaleSep 20, 2022 · Amount on File
Prior SaleOct 10, 2001 · Amount on File
Deed Document Number20226612
Deed Book / Page6359 / 243
Last Transfer DateAug 30, 2024
Transfer Doc006544-159
Record UpdatedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFAIRFIELD CT
Recording DateApr 9, 2026
Property Address1033 REEF RD, FAIRFIELD, CT 06824-6546
Document Number006711-178
Book / Page6711 / 178
Instrument DateApr 3, 2026
Instrument20261913
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 COLLEGE PL, FAIRFIELD, CT 06824-6509

Mortgage

DateApr 9, 2026
Lender
NameCMV HOME LOANS
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate5.98%
Max Rate-1%

September 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFAIRFIELD CT
Recording DateSep 24, 2024
Property Address1033 REEF RD, FAIRFIELD, CT 06824-6546
Document Number006544-165
Book / Page6544 / 165
Instrument DateAug 30, 2024
Instrument2024-4887
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust

September 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFAIRFIELD CT
Recording DateSep 24, 2024
Property Address1033 REEF RD, FAIRFIELD, CT 06824-6546
Document Number006544-159
Book / Page6544 / 159
Instrument DateAug 30, 2024
Instrument2024-4885
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFAIRFIELD CT
Recording DateMar 17, 2023
Property Address1033 REEF RD, FAIRFIELD, CT 06824-6546
Document Number006398-244
Book / Page6398 / 244
Instrument DateMar 14, 2023
Instrument2023-1160
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD CT
Recording DateSep 20, 2022
Property Address1033 REEF RD, FAIRFIELD, CT 06824-6546
Document Number006359-243
Book / Page6359 / 243
Instrument DateSep 16, 2022
Instrument2022-6612
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 COLLEGE PL, FAIRFIELD, CT 06824-6509

Mortgage

Document Number0020226613
DateSep 20, 2022
Instrument2022-6613
Lender
NameFIRST WORLD MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD CT
Property Address1033 REEF RD, FAIRFIELD, CT 06824-6546
Document Number5868-144
Instrument DateJan 20, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyUNKNOWN

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1838 BLACK ROCK TPKE FAIRFIELD CT 068253500, FAIRFIELD, CT 06825-3500

Mortgage

Document Number5868-144
DateJan 21, 2020
Book Page005868/000144
Instrument427
Lender
NameWILLIAM M RUARK
Agreement
AmountAmount on Record
Term24 Months
DueJan 20, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1033 Reef Rd was $19,319.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionFairfield Town
Unified School DistrictFairfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,319.00$680,470 Land $330,330 Building $350,140$476,329 Land $231,231 Building $245,098
2024$19,319.00 (+3.2%)
2023$18,720.00$680,470 Land $330,330 Building $350,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1033 Reef Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1033 Reef Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000

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