1033 Murphy Rd, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 1033 Murphy Rd, Berkeley Springs, WV 25411 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,475 sqft · built 2004
Lot Size	7.4 acres (322,780 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Aug 2018)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Aug 2019 Refinance Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-0014.0003`

Property Details

APN / Parcel Number

Primary APN	`01-19-0014.0003`
Alternative APN	`33-01-19-0014.0003`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,475 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Cape Cod
Exterior Material	Stone
Construction Type	Stone
Lot Area	322,780 sqft (7.4 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1033 MURPHY RD
City	BERKELEY SPRINGS
State	WV
Zip	25411-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRNS SLEEPY CREEK 7.41 AC
Legal Subdivision	DRNS SLEEPY CREEK
Jurisdiction	MORGAN WV
Township / Civil Division	3
Census Block Group	1
Census Block	1028
Census Tract	970701

Owner

Source: Morgan County records · APN 01-19-0014.0003

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1033 MURPHY RD, BERKELEY SPRINGS, WV 25411-5502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
Jun 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Aug 29, 2018	Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FINANCIAL LLC
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Aug 05, 2019	Deed, Transfer
Aug 29, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	000000849251
Deed Book / Page	267 / 634
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	1033 MURPHY RD, BERKELEY SPRINGS, WV 25411-5502
Transaction Type	Mortgage
Record Updated	Oct 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000441/865
Date	Aug 05, 2019
Book Page	441/865
Instrument	858297

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	1033 MURPHY RD, BERKELEY SPRINGS, WV 25411-5502
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000499/181
Date	Jun 30, 2023
Book Page	499/181
Instrument	895551

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	1033 MURPHY RD, BERKELEY SPRINGS, WV 25411-5502
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000433/0000000001
Date	Aug 29, 2018
Book Page	0000000433/0000000001
Instrument	000000849252

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	1033 MURPHY RD, BERKELEY SPRINGS, WV 25411-5502
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	456/917
Date	Sep 28, 2020
Book Page	456/917
Instrument	870334

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Aug 05, 2019
Property Address	1033 MURPHY RD, BERKELEY SPRINGS, WV 25411-5502
Document Number	272/616
Book / Page	272 / 616
Instrument Date	Jul 26, 2019
Instrument	858296
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Aug 29, 2018
Property Address	1033 MURPHY RD, BERKELEY SPRINGS, WV 25411-5502
Document Number	267/634
Book / Page	267 / 634
Instrument Date	Aug 24, 2018
Instrument	000000849251
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,802.00 (+7.78%) Homeowner's exemption Disabled Person's exemption	$201,320 (+7.57%) Land $29,780 Building $171,540	$335,500 (+7.57%) Land $49,600 Building $285,900
2023	$1,672.00 (+1.15%) Homeowner's exemption Disabled Person's exemption	$187,160 (+1.04%) Land $27,320 Building $159,840	$311,900 (+1.04%) Land $45,500 Building $266,400
2022	$1,653.00 Homeowner's exemption Disabled Person's exemption	$185,240 Land $27,320 Building $157,920	$308,700 Land $45,500 Building $263,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (54065C), updated September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540659707011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 21% of West Virginia
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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