1033 Main St, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 1033 Main St, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,618 sqft · built 2002
Lot Size	0.057 acres (2,479 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Aug 2021)
Tax Bill	$9,516 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03320931`

Property Details

APN / Parcel Number

Primary APN	`09-03320931`
Alternative APNs	`903320931` `03320931`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,618 sqft Living Area
1st Floor Area	952 sqft
Attic	Attic
Attic Area	200 sqft
Basement Area	714 sqft
Finished Basement	714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	2,479 sqft (0.057 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03320931
Street Address	1033 MAIN ST
City	GAITHERSBURG
State	MD
Zip	20878-5586
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	LAKELANDS PH 2 SEC 1
Legal Subdivision	LAKELANDS
Legal Phase	2
Legal Block	P
Legal Lot Number	76
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4023
Census Tract	700826

Owner

1033 Main St, a townhouse, is owned and occupied by two individuals who bought it in August 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1033 MAIN ST, GAITHERSBURG, MD 20878-5586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2018	Deed, Transfer · ARM GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Jun 14, 2018 · Amount on File
Deed Book / Page	63715 / 276
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 11, 2021
Property Address	1033 MAIN ST, GAITHERSBURG, MD 20878-5586
Document Number	0637150276
Book / Page	63715 / 276
Instrument Date	Jul 26, 2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	ATLANTIC TITLE AND ESCROW COMPANY, ATLANTIC TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1033 MAIN ST, GAITHERSBURG, MD 20878-5586

Mortgage

Document Number	63715284
Date	Aug 11, 2021
Instrument	63715/284

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 14, 2018
Property Address	1033 MAIN ST, GAITHERSBURG, MD 20878-5586
Document Number	0561730300
Book / Page	56173 / 300
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1033 MAIN ST, GAITHERSBURG, MD 20878-5586

Mortgage

Document Number	0056173308
Date	Jun 14, 2018
Instrument	56173/308

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1033 Main St was $9,516.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$720,200 (+1.95%) Land $300,000 Building $420,200	$720,200 (-) Land $300,000 Building $420,200
2025	$9,516.00	$706,433	$720,200 Land $300,000 Building $420,200
2023		$678,900 Land $300,000 Building $378,900	$678,900 Land $300,000 Building $378,900
2022	$7,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1033 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1033 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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