1033 Inverness Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1033 Inverness Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,533 sqft · built 2006
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Dec 2019)
Tax Bill	$4,531 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Dec 2016 Mortgage
Flood Zone	Zone A (high risk)
APN	`029221-0230`

Property Details

APN / Parcel Number

Primary APN	`029221-0230`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,533 sqft Living Area
Gross Area	3,389 sqft
1st Floor Area	2,533 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1033 INVERNESS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-2787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 23 OR4858/1706(T/R) & 6056/1502(L/E)
Legal Range	28E
Legal Township	06S
Legal Section	43
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	4
Legal Lot Number	23
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1033 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC
Dec 16, 2016	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Jan 4, 2007 · Amount on Record
Deed Document Number	201998042
Deed Book / Page	4858 / 1706
Prior Transfer Date	Jul 3, 2012
Prior Transfer Doc	0035830646
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 31, 2019
Property Address	1033 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2787
Document Number	0048581706
Book / Page	4858 / 1706
Map Reference	MB 54 PG 15-29
Instrument Date	Dec 30, 2019
Instrument	2019098042
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ISLAND TTL OF ST AUGUSTINE L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 RHODODENDRON LN, 127, BLOWING ROCK, NC 28605-9575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2787

Mortgage

Document Number	48581708
Date	Dec 31, 2019
Instrument	4858/1708

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1033 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2787
Document Number	0043121039
Book / Page	004312 / 001039
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Jan 16, 2017
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1033 INVERNESS DR ST AUGUSTINE FL 320922787, ST AUGUSTINE, FL 32092-2787

Mortgage

Document Number	0043121039
Date	Jan 5, 2017
Book Page	004312/001039
Instrument	961

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 4, 2027

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,821 (+2.7%)	$383,506 (-8.64%) Land $90,000 Building $293,506
2025	$4,531.00 (+12.46%) Homeowner's exemption	$350,361 (+2.9%)	$419,782 (-0.25%) Land $96,000 Building $323,782
2024	$4,029.00 (+2%) Homeowner's exemption	$340,487 (+3%)	$420,838 (+5.09%) Land $92,000 Building $328,838
2023	$3,950.00 (+2.86%) Homeowner's exemption	$330,570 (+3%)	$400,445 (+3.82%) Land $92,000 Building $308,445
2022	$3,840.00 Homeowner's exemption	$320,942	$385,706 Land $84,000 Building $301,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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