Onslow County property record for 1033 Gregory Fork Rd, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,322 sqft · built 2012 |
| Lot Size | 2.65 acres (115,434 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $93,000 (Mar 2010) |
| Tax Bill | $1,619 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-21 |
| Primary APN | 19-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,322 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 115,434 sqft (2.65 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 400248001 |
|---|---|
| Street Address | 1033 GREGORY FORK RD |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-7217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L1 HOUSTON & HUMPHREY |
| Legal Subdivision | JUANITA HOUSTON + OTHERS |
| Legal Lot Number | 1 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 206 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1033 GREGORY FORK RD, RICHLANDS, NC 28574-7217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC |
| Dec 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE EXPRESS |
| Oct 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2010 · Amount on Record |
| Deed Sale | Mar 26, 2010 · Amount on Record |
| Deed Book / Page | 3378 / 832 |
| Last Transfer Date | Jul 10, 2012 |
| Transfer Doc | 0038110393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 28, 2026 |
| Property Address | 1033 GREGORY FORK RD, RICHLANDS, NC 28574-7217 |
| Document Number | 6662000958 |
| Book / Page | 6662 / 958 |
| Instrument Date | Aug 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1033 GREGORY FORK RD, RICHLANDS, NC 28574-7217 |
| Document Number | 6662000958, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 6662/958 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 1033 GREGORY FORK RD, RICHLANDS, NC 28574-7217 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1033 GREGORY FORK RD, RICHLANDS, NC 28574-7217 |
| Document Number | 0064930864 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 6493/864 |
| Name | MORTGAGE EXPRESS |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, MI 48025 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 1033 GREGORY FORK RD, RICHLANDS, NC 28574-7217 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0060530081 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 6053/81 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,619.00 | $329,093 (+33.06%) Land $76,900 Building $252,193 | $329,093 (+33.06%) Land $76,900 Building $252,193 |
| 2025 | $1,619.00 | $247,324 (-) Land $36,600 Building $210,724 | $247,324 (-) Land $36,600 Building $210,724 |
| 2023 | $1,619.00 | $247,324 Land $36,600 Building $210,724 | $247,324 Land $36,600 Building $210,724 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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