1033 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 1033 Flagler Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,754 sqft · built 1958
Lot Size0.128 acres (5,608 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Feb 1976)
Tax Bill$2,930 (2024)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone AE (high risk)
APN00038960-000000

Property Details

APN / Parcel Number

Primary APN00038960-000000
Alternative APNs
  • 01010100038960000000
  • 1039705

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,754 sqft Living Area
1st Floor Area1,754 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2005
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area5,608 sqft (0.128 acres)
Lot Dimensions101 ft deep x 55 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool Area270 sqft
PorchOpen Porch
Porch Area103 sqft
Patio Area708 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1039705
Old Parcel Number01010100038960000000
Street Address1033 FLAGLER AVE
CityKEY WEST
StateFL
Zip33040-4815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW WEBB REALTY CO SUB PB1-42 PT LOT 15 ALL LOT 16 SQR 4 TR 18 G55-3-4 OR605-140 OR650-99
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionTHE WEBB REALTY CO
Legal Tract18
Legal Lot Number15-16
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4007
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1033 FLAGLER AVE, KEY WEST, FL 33040-4815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 1976 · Amount on Record
Deed SaleFeb 1, 1976 · Amount on Record
Deed Document Number0000065099
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1033 FLAGLER AVE, KEY WEST, FL 33040-4815
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028681734
DateAug 10, 2017
Book Page2868/1734
Instrument2134783
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 4, 2037

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$348,797 (+5.99%)$1,644,129 (+1.17%) Land $996,454 Building $647,675
2024$2,930.00 (+2.02%)
2023$2,872.00 (+4.63%) Homeowner's exemption$329,095 (+3%)$1,625,055 (+21.96%) Land $1,039,778 Building $585,277
2022$2,745.00 Homeowner's exemption$319,510$1,332,418 Land $784,166 Building $548,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 349 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies405 units insured
incl. 56 condo units
Nearby Flood Claims45 (1994–2025)
Claims Outside the SFHA2 of 45
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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