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10328 Flat Stone Rd, Charlotte, NC 28213 Property Records

Mecklenburg County property record for 10328 Flat Stone Rd, Charlotte, NC 28213

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,594 sqft · built 2003
Lot Size0.051 acres (2,236 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Feb 2022)
Tax Bill$2,542 (2023)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN051-445-93

Property Details

APN / Parcel Number

Primary APN051-445-93

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,594 sqft Heated Area
Gross Area1,856 sqft
1st Floor Area888 sqft
Upper Floors Area706 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area2,236 sqft (0.051 acres)
Garage Area220 sqft
PorchPorch
Porch Area42 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number051-445-93
Street Address10328 FLAT STONE RD
CityCHARLOTTE
StateNC
Zip28213-5892
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMX-1
Legal DescriptionL2086 M38-141
Legal Lot Number2086
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract5625

Owner

10328 Flat Stone Rd, a townhouse, is owned and occupied by an individual who bought it in February 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10328 FLAT STONE RD, CHARLOTTE, NC 28213-5892
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 3, 2021Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2022 · Amount on File
Deed SaleFeb 18, 2022 · Amount on File
Prior SaleDec 3, 2021 · Amount on File
Deed Document Number0037076777
Deed Book / Page37076 / 777
Record UpdatedJun 7, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 18, 2022
Property Address10328 FLAT STONE RD, CHARLOTTE, NC 28213-5892
Document Number0000026648
Book / Page37076 / 777
Map ReferenceMB 38 PG 815
Instrument DateFeb 17, 2022
Instrument2022026648
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address10328 FLAT STONE RD, CHARLOTTE, NC 28213-5892

Mortgage

Document Number0000026649
DateFeb 18, 2022
Instrument2022026649
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term349 Months
DueMar 1, 2051

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 3, 2021
Property Address10328 FLAT STONE RD, CHARLOTTE, NC 28213-5892
Document Number0000228929
Book / Page36832 / 830
Map ReferenceMB 38 PG 141
Instrument DateDec 3, 2021
Instrument2021228929
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address996 LAKE ROYALE, LOUISBURG, NC 27549-7472

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 10328 Flat Stone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10328 Flat Stone Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		100 / 20

May also be available: T-Mobile.

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