10328 Centinella Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 10328 Centinella Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,157 sqft · built 1977
Lot Size	0.349 acres (15,183 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,500 (Jun 2018)
Tax Bill	$7,860 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`501-370-04-00`

Property Details

APN / Parcel Number

Primary APN	`501-370-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,157 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	15,183 sqft (0.349 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10328 CENTINELLA DR
City	LA MESA
State	CA
Zip	91941-7056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 86 TR 008195
Legal Subdivision	HELIX HIGHLANDS
Legal Tract	008195
Legal Block	3
Legal Lot Number	86
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10328 CENTINELLA DR, LA MESA, CA 91941-7056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO FUNDING
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Jun 7, 2018	Grant Deed, Transfer · Conventional with PMI SYNERGY ONE LNDG
Jan 27, 2017	Grant Deed, Transfer · FHA Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on Record
Deed Sale	Jun 7, 2018 · Amount on Record
Prior Sale	Jan 27, 2017 · Amount on Record
Deed Document Number	2018231852
Prior Transfer Date	Feb 21, 2008
Prior Transfer Doc	0000165190
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10328 CENTINELLA DR, LA MESA, CA 91941-7056
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10328 CENTINELLA DR, LA MESA, CA 91941-7056

Mortgage

Document Number	0000720033
Date	Oct 15, 2021
Instrument	2021-0720033

Lender

Name	SAN DIEGO FUNDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10328 CENTINELLA DR, LA MESA, CA 91941-7056
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10328 CENTINELLA DR, LA MESA, CA 91941-7056

Mortgage

Document Number	0000422861
Date	Nov 3, 2022
Instrument	2022-0422861

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2018
Property Address	10328 CENTINELLA DR, LA MESA, CA 91941-7056
Document Number	0000231852
Instrument Date	May 15, 2018
Instrument	231852
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10328 CENTINELLA DR LA MESA CA 919417056, LA MESA, CA 91941-7056

Mortgage

Document Number	231853
Date	Jun 7, 2018
Instrument	231853

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2048

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2017
Property Address	10328 CENTINELLA DR, LA MESA, CA 91941-7056
Document Number	0000045092
Instrument Date	Dec 1, 2016
Instrument	45092
Transaction Type	Transfer
Record Updated	Feb 3, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10328 CENTINELLA DR LA MESA CA 919417056, LA MESA, CA 91941-7056

Mortgage

Document Number	45093,
Date	Jan 27, 2017
Instrument	45093

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$681,838 (+2%) Land $272,734 Building $409,104
2025	$7,860.00 (+5.72%) Homeowner's exemption	$668,470 (+4.04%) Land $267,387 Building $401,083
2023	$7,435.00 (+1.18%) Homeowner's exemption	$642,514 Land $257,005 Building $385,509
2022	$7,348.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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