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10327 S Vernon Ave, Chicago, IL 60628 Property Records

Cook County property record for 10327 S Vernon Ave, Chicago, IL 60628

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 950 sqft · built 1954
Lot Size0.087 acres (3,780 sqft)
OwnerIndividual Name on File
Last Sale$244,000 (Mar 2024)
Tax Bill$2,115 (2023)
Deeds & MortgagesApr 2026 Mortgage
Mar 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-15-201-015

Property Details

APN / Parcel Number

Primary APN25-15-201-015
Alternative APN
  • 25-15-201-015-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area950 sqft Living Area
1st Floor Area950 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1956
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,780 sqft (0.087 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address10327 S VERNON AVE
CityCHICAGO
StateIL
Zip60628-2947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionLOT 1453 FREDERICK H BARTLETTS GREA TER CHICAGO SUB 2
Legal Range14E
Legal Township37N
Legal Section15
Legal SubdivisionFREDK H BARTLETTS GREATER CHICAGO SU
Legal Lot Number1453
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group4
Census Block4012
Census Tract490902

Owner

10327 S Vernon Ave is owned by an individual who bought it in March 2024.

Source: Cook County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address400 E 109TH ST 1N, IL
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · VA Mortgage
NONE LISTED ON DOCUMENT
Mar 18, 2024Special Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 15, 2022Warranty Deed, Transfer · Commercial Mortgage
COMMERCIAL LENDER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2024 · Amount on File
Deed SaleMar 18, 2024 · Amount on File
Prior SaleAug 15, 2022 · Amount on File
Deed Document Number20242006
Prior Transfer DateNov 5, 1998
Prior Transfer Doc0000000992
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateApr 21, 2026
Property Address10327 S VERNON AVE, CHICAGO, IL 60628-2947
Document Number0000020287
Instrument DateFeb 26, 2026
Instrument202620287
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10327 S VERNON AVE, CHICAGO, IL 60628-2947

Mortgage

Document Number0000020287,
DateApr 21, 2026
Instrument202620287
Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOOK IL
Recording DateMar 18, 2024
Property Address10327 S VERNON AVE, CHICAGO, IL 60628-2947
Document Number0007802006
Instrument DateMar 6, 2024
Instrument2407802006
Transaction TypeTransfer
Record UpdatedMar 27, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$244.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10327 S VERNON AVE, CHICAGO, IL 60628-2947

Mortgage

Document Number0007802007
DateMar 18, 2024
Instrument2407802007
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054
Interest
Rate TypeFixed Rate
Rate6.75%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 15, 2022
Property Address10327 S VERNON AVE, CHICAGO, IL 60628-2947
Document Number0022742079
Instrument DateJun 9, 2022
Instrument2222742079
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2363 BURROUGHS AVE SE, 2363, ATLANTA, GA 30315-7505

Transferred To (Grantee/Buyer)

NameVerified Name
Address10015 S PROSPECT AVE, CHICAGO, IL 60643-2150

Mortgage

Document Number0022742080
DateAug 15, 2022
Instrument2222742080
Lender
NameCOMMERCIAL LENDER LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueAug 1, 2023
Interest
Rate11.7%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,000 Land $5,500 Building $5,500$110,000 Land $55,000 Building $55,000
2023$2,115.00 (+2.57%)
2022$2,062.00$10,000 Land $4,914 Building $5,086$100,000 Land $49,140 Building $50,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10327 S Vernon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10327 S Vernon Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile.

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