10326 Woods Cross Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 10326 Woods Cross Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 2007
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$44,000 (Apr 2008)
Tax Bill	$1,861 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19449`

Property Details

APN / Parcel Number

Primary APN	`19449`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	1,513 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Area	768 sqft
Porch	Open Porch
Deck Area	9 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	10326 WOODS CROSS RD
City	GLOUCESTER
State	VA
Zip	23061-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	WOODS CROSS ROADS LOT 3
Legal Subdivision	PLAT: PB23 445
Legal Lot Number	3
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1013
Census Tract	100101

Owner

Source: Gloucester County records · APN 19449

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10326 WOODS CROSS RD, GLOUCESTER, VA 23061-3025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHESAPEAKE BANK
Jul 29, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2008 · Amount on Record
Deed Sale	Apr 15, 2008 · Amount on Record
Prior Sale	Dec 21, 2006 · Amount on Record
Deed Document Number	080002521
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	10326 WOODS CROSS RD, GLOUCESTER, VA 23061-3025
Transaction Type	Mortgage
Record Updated	Nov 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0230003868
Date	Oct 12, 2023
Instrument	230003868

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	10326 WOODS CROSS RD, GLOUCESTER, VA 23061-3025
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003728
Date	Jul 29, 2020
Instrument	200003728

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2030

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,861.00 (+5.32%)	$303,210 (-) Land $49,630 Building $253,580	$303,210 (-) Land $49,630 Building $253,580
2024	$1,767.00	$303,210 (-) Land $49,630 Building $253,580	$303,210 (-) Land $49,630 Building $253,580
2023	$1,767.00 (+24.35%)	$303,210 (+54.67%) Land $49,630 Building $253,580	$303,210 (+54.67%) Land $49,630 Building $253,580
2022	$1,421.00	$196,040 Land $38,940 Building $157,100	$196,040 Land $38,940 Building $157,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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