10326 Prune Tree Ln, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10326 Prune Tree Ln, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,527 sqft · built 2020
Lot Size	0.174 acres (7,566 sqft)
Owner	2 Individual Names on File
Last Sale	$4,540,000 (Jul 2024)
Tax Bill	$53,933 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`316-33-028`

Property Details

APN / Parcel Number

Primary APN	`316-33-028`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,527 sqft Living Area
1st Floor Area	1,654 sqft
2nd Floor Area	1,088 sqft
Basement Area	1,785 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,566 sqft (0.174 acres)
Lot Dimensions	97 ft deep x 78 ft wide
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10326 PRUNE TREE LN
City	CUPERTINO
State	CA
Zip	95014-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2953 TRIUMPH NO 2 BOOK 138 PAGE 20 PAGE 21 LOT 65
Legal Subdivision	TRIUMPH 02
Legal Tract	2953
Legal Lot Number	65
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2010
Census Tract	508101

Owner

10326 Prune Tree Ln is owned and occupied by two individuals who bought it in July 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10326 PRUNE TREE LN, CUPERTINO, CA 95014-2023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Aug 1, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on File
Deed Sale	Jul 31, 2024 · Amount on File
Prior Sale	Mar 14, 2002 · Amount on File
Deed Document Number	202425677648
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10326 PRUNE TREE LN, CUPERTINO, CA 95014-2023
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10326 PRUNE TREE LN, CUPERTINO, CA 95014-2023

Mortgage

Document Number	0025909964
Date	Nov 26, 2025
Instrument	25909964

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	3201 N 4TH AVE, SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Max Rate	10%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10326 PRUNE TREE LN, CUPERTINO, CA 95014-2023
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10326 PRUNE TREE LN, CUPERTINO, CA 95014-2023

Mortgage

Document Number	0025885352
Date	Oct 16, 2025
Instrument	25885352

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	10.1%
Index	Other
Max Rate	10.1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10326 PRUNE TREE LN, CUPERTINO, CA 95014-2023
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10326 PRUNE TREE LN, CUPERTINO, CA 95014-2023

Mortgage

Document Number	0025236062
Date	Feb 8, 2022
Instrument	25236062

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10326 PRUNE TREE LN, CUPERTINO, CA 95014-2023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023716426
Date	Aug 1, 2017
Instrument	23716426

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10326 Prune Tree Ln was $53,933.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,630,800 (+2%) Land $3,060,000 Building $1,570,800
2025	$53,933.00	$4,540,000 Land $3,000,000 Building $1,540,000
2023	$35,384.00 (+1.48%)	$2,938,445 Land $873,251 Building $2,065,194
2022	$34,868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10326 Prune Tree Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10326 Prune Tree Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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