10325 Seven Locks Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10325 Seven Locks Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,177 sqft · built 1964
Lot Size	0.91 acres (39,639 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jul 1998)
Tax Bill	$11,773 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00848982`

Property Details

APN / Parcel Number

Primary APN	`10-00848982`
Alternative APN	`00848982`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,177 sqft Living Area
Gross Area	3,897 sqft
1st Floor Area	1,516 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Slate
Lot Area	39,639 sqft (0.91 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	684 sqft
Porch	Enclosed Porch
Porch Area	256 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00848982
Street Address	10325 SEVEN LOCKS RD
City	POTOMAC
State	MD
Zip	20854-4084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	SCOTLAND ETC
Legal Subdivision	KNOLLWOOD
Legal Block	1
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1000
Census Tract	706010

Owner

10325 Seven Locks Rd is owned and occupied by two individuals who bought it in July 1998.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10325 SEVEN LOCKS RD, POTOMAC, MD 20854-4084
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 10, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 1998 · Amount on File
Deed Sale	Jul 14, 1998 · Amount on File
Deed Document Number	1998122045
Deed Book / Page	16048 / 374
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10325 SEVEN LOCKS RD, POTOMAC, MD 20854-4084
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0626840114
Date	Apr 21, 2021
Book Page	62684/114

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10325 SEVEN LOCKS RD, POTOMAC, MD 20854-4084
Document Number	0591950229
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10325 SEVEN LOCKS RD POTOMAC MD 208544084, POTOMAC, MD 20854-4084

Mortgage

Document Number	0591950229
Date	Mar 10, 2020
Book Page	059195/000229

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	204 Months
Due	Mar 9, 2037

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10325 SEVEN LOCKS RD, POTOMAC, MD 20854-4084
Document Number	0536300318
Book / Page	053630 / 000318
Instrument Date	Dec 10, 2016
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10325 SEVEN LOCKS RD POTOMAC MD 208544084, POTOMAC, MD 20854-4084

Mortgage

Document Number	0536300318
Date	Jan 25, 2017
Book Page	053630/000318

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 24, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 10325 Seven Locks Rd was $11,773.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$984,500 (+3.56%)	$1,052,100 (+10.67%) Land $514,700 Building $537,400
2025	$11,773.00	$950,700 Land $514,700 Building $436,000	$950,700 Land $514,700 Building $436,000
2023		$868,300	$950,700 Land $514,700 Building $436,000
2022	$9,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10325 Seven Locks Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2014–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10325 Seven Locks Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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