10324 Noel Ln, Laredo, TX 78045 Property Records

Webb County property record for 10324 Noel Ln, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,158 sqft · built 1999
Lot Size0.13 acres (5,640 sqft)
OwnerIndividual Name on Record
Last Sale$92,200 (May 2012)
Tax Bill$1,038 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN937-20001-250

Property Details

APN / Parcel Number

Primary APN937-20001-250
Alternative APN
  • 219943

Interior

Stories1 Story
Building Area1,158 sqft Living Area
Gross Area1,410 sqft
1st Floor Area1,158 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,640 sqft (0.13 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area607 sqft

Location & Zoning

Street Address10324 NOEL LN
CityLAREDO
StateTX
Zip78045-7802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 25 BLK 1 DEERFIELD VI
Legal SubdivisionDEERFIELD VI
Legal Block1
Legal Lot Number25
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group1
Census Block1022
Census Tract1715

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10324 NOEL LN, LAREDO, TX 78045-7802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2012 · Amount on Record
Deed SaleMay 7, 2012 · Amount on Record
Deed Document Number20121133037
Deed Book / Page3254 / 394
Prior Transfer DateMay 1, 2012
Prior Transfer Doc003254/394
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address10324 NOEL LN, LAREDO, TX 78045-7802
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address10324 NOEL LN, LAREDO, TX 78045-7802

Mortgage

Document Number4884/352
DateOct 20, 2020
Book Page4884/352
Instrument1407535
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term260 Months
DueJun 1, 2042

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,671 (-0.71%) Land $53,636 Building $150,035$203,671 (-0.71%) Land $53,636 Building $150,035
2025$1,038.00 (-14.29%)$205,125 (+12.34%) Land $53,636 Building $151,489$205,125 (+12.34%) Land $53,636 Building $151,489
2024$1,211.00 (+9.69%)
2023$182,595 Land $43,259 Building $139,336$182,595 Land $43,259 Building $139,336
2022$1,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2014–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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