10322 Lloyd Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10322 Lloyd Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,422 sqft · built 1962
Lot Size	1.22 acres (53,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$816,000 (Mar 2020)
Tax Bill	$8,883 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-00894820`

Property Details

APN / Parcel Number

Primary APN	`10-00894820`
Alternative APN	`00894820`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,422 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,030 sqft
Finished Basement	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	53,366 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00894820
Street Address	10322 LLOYD RD
City	POTOMAC
State	MD
Zip	20854-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	HOLLINRIDGE SEC 2
Legal Subdivision	HOLLINRIDGE
Legal Block	B
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1013
Census Tract	706007

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10322 LLOYD RD, POTOMAC, MD 20854-1949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage MCLEAN MORTGAGE CORP
Mar 6, 2020	Deed of Trust, Mortgage · VA Mortgage MCLEAN MTG
Mar 13, 2020	Grant Deed, Transfer PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE AND ESCROW CO
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Prior Sale	Jul 21, 2010 · Amount on Record
Deed Book / Page	59231 / 113
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 8, 2026
Property Address	10322 LLOYD RD, POTOMAC, MD 20854-1949
Document Number	7101000445
Book / Page	71019 / 445
Instrument Date	Sep 30, 2026
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10322 LLOYD RD, POTOMAC, MD 20854-1949

Mortgage

Document Number	7101000445,
Date	Oct 8, 2026
Book Page	71019/445

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2066

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10322 LLOYD RD, POTOMAC, MD 20854-1949
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10322 LLOYD RD, POTOMAC, MD 20854-1949

Mortgage

Document Number	0613740498
Date	Dec 16, 2020
Book Page	61374/498

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10322 LLOYD RD, POTOMAC, MD 20854-1949
Document Number	0592310121
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE AND ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10322 LLOYD RD POTOMAC MD 208541949, POTOMAC, MD 20854-1949

Mortgage

Document Number	0592310121
Date	Mar 23, 2020
Book Page	059231/000121

Lender

Name	MCLEAN MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 13, 2020
Property Address	10322 LLOYD RD, POTOMAC, MD 20854-1949
Document Number	0592310113
Book / Page	059231 / 000113
Instrument Date	Mar 4, 2020
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE AND ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$816.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10322 LLOYD RD POTOMAC MD 208541949, POTOMAC, MD 20854-1949

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10322 LLOYD RD, POTOMAC, MD 20854-1949
Document Number	0556720263
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10322 LLOYD RD POTOMAC MD 208541949, POTOMAC, MD 20854-1949

Mortgage

Document Number	0556720263
Date	Feb 20, 2018
Book Page	055672/000263

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$788,700 (+0.43%)	$795,500 (+1.3%) Land $531,500 Building $264,000
2025	$8,883.00 (+24.83%)	$785,300 (+10.78%) Land $531,500 Building $253,800	$785,300 (-) Land $531,500 Building $253,800
2023		$708,900	$785,300 Land $531,500 Building $253,800
2022	$7,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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