10322 Fairchild Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10322 Fairchild Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,175 sqft · built 2000
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$274,500 (Jul 2020)
Tax Bill	$5,196 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R31-223-18-3501-0000-7420`

Property Details

APN / Parcel Number

Primary APN	`R31-223-18-3501-0000-7420`
Alternative APNs	`01320298` `1320298`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,175 sqft Living Area
1st Floor Area	2,175 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	242 sqft
Porch	Porch
Porch Area	1,044 sqft
Deck Area	77 sqft
Patio Area	507 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01320298
Street Address	10322 FAIRCHILD RD
City	SPRING HILL
State	FL
Zip	34608-8465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLFERS CLUB EST UNIT 11 LOT 742
Legal Range	18E
Legal Township	23S
Legal Section	31
Legal Subdivision	GOLFERS CLUB EST UNIT 11
Legal Lot Number	742
Legal Unit	11
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1000
Census Tract	40901

Owner

10322 Fairchild Rd is owned and occupied by an individual who bought it in July 2020.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10322 FAIRCHILD RD, SPRING HILL, FL 34608-8465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Oct 29, 2001 · Amount on File
Deed Document Number	0038621386
Deed Book / Page	3862 / 1386
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 14, 2020
Property Address	10322 FAIRCHILD RD, SPRING HILL, FL 34608-8465
Document Number	0038621386
Book / Page	3862 / 1386
Map Reference	MB 30 PG 29-31
Instrument Date	Jul 14, 2020
Instrument	2020042396
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	RMES & LAND TTL SVCS OF HERM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,921.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13768 RUDI LOOP, 13768, SPRING HILL, FL 34609-7967

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10322 FAIRCHILD RD, SPRING HILL, FL 34608-8465

Mortgage

Document Number	38621387
Date	Jul 14, 2020
Instrument	3862/1387

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10322 FAIRCHILD RD, SPRING HILL, FL 34608-8465
Document Number	0037530801
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10322 FAIRCHILD RD SPRING HILL FL 346088465, SPRING HILL, FL 34608-8465

Mortgage

Document Number	0037530801
Date	Sep 23, 2019
Book Page	003753/000801
Instrument	59509

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 22, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10322 Fairchild Rd was $5,196 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,196.00 Additional exemption filed	$408,440	$436,016 Land $43,665 Building $392,351
2023		$385,368 (+3%) Land $654 Building $384,714
2022	$5,175.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$374,144 Land $34,932 Building $339,212	$445,583 Land $43,665 Building $401,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10322 Fairchild Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10322 Fairchild Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, WOW Internet, Cable & Phone.

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