10321 Three Doctors Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 10321 Three Doctors Rd, Dunkirk, MD 20754 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,666 sqft · built 1987
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jan 2005)
Tax Bill	$9,255 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-064077`

Property Details

APN / Parcel Number

Primary APN	`03-064077`
Alternative APNs	`3064077` `064077`

Interior

Full Baths	3 Baths
Building Area	2,666 sqft Total Area
Basement Area	1,168 sqft Basement
Finished Basement	1,168 sqft Finished
Stories	1 Story
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Parking Spaces	14 Parking Spaces
Garage Type	Mixed
Garage Area	4,244 sqft Garage
Deck Area	330 sqft Deck
Porch	Slab
Porch Area	418 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	064077
Street Address	10321 THREE DOCTORS RD
City	DUNKIRK
State	MD
Zip	20754-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 24 SEC 1-B FERRY LANDING WOODS
Legal Subdivision	FERRY LANDING WOODS
Legal Lot Number	24
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3009
Census Tract	860103

Owner

Source: Calvert County records · APN 03-064077

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10321 THREE DOCTORS RD, DUNKIRK, MD 20754-9306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2005 · Amount on Record
Deed Sale	Jan 24, 2005 · Amount on Record
Prior Sale	Jan 24, 2005 · Amount on Record
Deed Book / Page	2387 / 276
Last Transfer Date	Feb 07, 2020
Transfer Doc	0055350455
Record Updated	Jun 08, 2026

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Feb 25, 2020
Property Address	10321 THREE DOCTORS RD, DUNKIRK, MD 20754-9306
Document Number	0055350455
Book / Page	5535 / 455
Map Reference	MB JLB 2 PL 217
Instrument Date	Feb 07, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	COUNSEL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10321 THREE DOCTORS RD, DUNKIRK, MD 20754-9306

Mortgage

Document Number	5535460
Date	Feb 25, 2020
Instrument	5535/460

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 01, 2035
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	3
Max Rate	8.5%

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,255.00 (+22.23%) Homeowner's exemption	$837,200 (+14.86%) Land $190,000 Building $647,200	$837,200 (-) Land $190,000 Building $647,200
2023	$7,572.00 Homeowner's exemption	$728,867	$837,200 Land $190,000 Building $647,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.