10321 Ray Rd, Raleigh, NC 27613 Property Records

Wake County property record for 10321 Ray Rd, Raleigh, NC 27613

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,229 sqft · built 1981
Lot Size1.26 acres (54,886 sqft)
OwnerOwner Name on Record
Last Sale$163,500 (May 2004)
Tax Bill$2,417 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN0789.03-20-6134 0110312

Property Details

APN / Parcel Number

Primary APN0789.03-20-6134 0110312
Alternative APNs
  • 011031201
  • 0110312

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,229 sqft Heated Area
1st Floor Area2,229 sqft

Exterior

Year BuiltBuilt 1981
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area54,886 sqft (1.26 acres)
Garage Area594 sqft
PorchPorch
Porch Area16 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0110312
Old Parcel Number011031201
Street Address10321 RAY RD
CityRALEIGH
StateNC
Zip27613-8513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40W
Legal DescriptionLO2 PROP OF R D SEVERE BM1979-575
Legal Township08
Legal SubdivisionRD SEVERE PROP
Legal Lot Number2
JurisdictionWAKE NC
Township / Civil DivisionLEESVILLE
Census Block Group1
Census Block1005
Census Tract53721

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing Address10321 RAY RD, RALEIGH, NC 27613-8513
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Feb 5, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2004 · Amount on Record
Deed SaleMay 20, 2004 · Amount on Record
Prior SaleJun 13, 2001 · Amount on Record
Deed Document Number0108291593
Deed Book / Page10829 / 1593
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address10321 RAY RD, RALEIGH, NC 27613-8513
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number18337/2523
DateFeb 11, 2021
Book Page18337/2523
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address10321 RAY RD, RALEIGH, NC 27613-8513
Document Number183372538
Instrument DateFeb 5, 2021
Transaction TypeMortgage
Record UpdatedMar 4, 2021
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address10321 RAY RD RALEIGH NC 276138513, RALEIGH, NC 27613-8513

Mortgage

Document Number183372538
DateFeb 11, 2021
Book Page018337/002538
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27613
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,417.00$307,546 Land $130,600 Building $176,946$307,546 Land $130,600 Building $176,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAYLEAF MASTER
private · serves 16,715 people · EPA ID NC0392373
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.6 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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