10321 Don Pico Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 10321 Don Pico Rd, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,790 sqft · built 1943
Lot Size	0.259 acres (11,300 sqft)
Owner	Individual Name on Record
Last Sale	$476,000 (Oct 2017)
Tax Bill	$7,129 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505-112-02-00`

Property Details

APN / Parcel Number

Primary APN	`505-112-02-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,790 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	11,300 sqft (0.259 acres)

Location & Zoning

Street Address	10321 DON PICO RD
City	SPRING VALLEY
State	CA
Zip	91978-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 115 TR 002264
Legal Subdivision	MOUNT HELIX HIGHLANDS
Legal Tract	002264
Legal Block	1
Legal Lot Number	115
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	13505

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10321 DON PICO RD, SPRING VALLEY, CA 91978-1017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 12, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 12, 2017	Intrafamily Transfer, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2017 · Amount on Record
Deed Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	2017473731
Prior Transfer Date	Sep 28, 2017
Prior Transfer Doc	0000473730
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10321 DON PICO RD, SPRING VALLEY, CA 91978-1017
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10321 DON PICO RD, SPRING VALLEY, CA 91978-1017

Mortgage

Document Number	0000270520
Date	Jun 30, 2022
Instrument	2022-0270520

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10321 DON PICO RD, SPRING VALLEY, CA 91978-1017
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10321 DON PICO RD, SPRING VALLEY, CA 91978-1017

Mortgage

Document Number	0000092932
Date	Feb 5, 2021
Instrument	2021-0092932

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2017
Property Address	10321 DON PICO RD, SPRING VALLEY, CA 91978-1017
Document Number	0000473731
Instrument Date	Oct 4, 2017
Instrument	473731
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$523.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10321 DON PICO RD SPRING VALLEY CA 919781017, SPRING VALLEY, CA 91978-1017

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2017
Property Address	10321 DON PICO RD, SPRING VALLEY, CA 91978-1017
Document Number	0000473730
Map Reference	MAP2264
Instrument Date	Sep 28, 2017
Instrument	2017-0473730
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10321 DON PICO RD, SPRING VALLEY, CA 91978-1017

Mortgage

Document Number	0000473732
Date	Oct 12, 2017
Instrument	2017-0473732

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Mortgage

Document Number	0000473733
Date	Oct 12, 2017
Instrument	2017-0473733

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Negative Amortization
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$552,432 (+2%) Land $290,143 Building $262,289
2025	$7,129.00 (+6.99%)	$541,601 (+4.04%) Land $284,454 Building $257,147
2023	$6,663.00 (+1.52%)	$520,571 Land $273,409 Building $247,162
2022	$6,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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