10321 Cunningham Ave, Westminster, CA 92683 Property Records

Orange County property record for 10321 Cunningham Ave, Westminster, CA 92683

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,036 sqft · built 1963
Lot Size	0.174 acres (7,620 sqft)
Owner	Owner Name on Record
Last Sale	$340,000 (Jun 2002)
Tax Bill	$7,097 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2019 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`108-541-06`

Property Details

APN / Parcel Number

Primary APN	`108-541-06`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area

Exterior

Year Built	Built 1963
Lot Area	7,620 sqft (0.174 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10321 CUNNINGHAM AVE
City	WESTMINSTER
State	CA
Zip	92683-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4063 BLK LOT 19
Legal Subdivision	4063
Legal Tract	4063
Legal Lot Number	19
Jurisdiction	ORANGE CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2002
Census Tract	99204

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	10321 CUNNINGHAM AVE, WESTMINSTER, CA 92683-7006
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Apr 29, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2002 · Amount on Record
Deed Sale	Jun 7, 2002 · Amount on Record
Prior Sale	Sep 28, 2004
Deed Document Number	0000481987
Last Transfer Date	Apr 21, 2010
Transfer Doc	0000187659
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10321 CUNNINGHAM AVE, WESTMINSTER, CA 92683-7006
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10321 CUNNINGHAM AVE, WESTMINSTER, CA 92683-7006

Mortgage

Document Number	0000584739
Date	Sep 21, 2021
Instrument	2021000584739

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10321 CUNNINGHAM AVE, WESTMINSTER, CA 92683-7006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138809
Date	Apr 29, 2019
Instrument	2019000138809

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10321 CUNNINGHAM AVE, WESTMINSTER, CA 92683-7006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000310921
Date	Jul 1, 2020
Instrument	2020000310921

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10321 CUNNINGHAM AVE, WESTMINSTER, CA 92683-7006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10321 CUNNINGHAM AVE, WESTMINSTER, CA 92683-7006

Mortgage

Document Number	0000630454
Date	Nov 4, 2020
Instrument	2020000630454

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Westminster City
Unified School District	Garden Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,097.00 (+4.02%) Homeowner's exemption	$589,320 (+4.04%) Land $397,825 Building $191,495
2023	$6,823.00 (+2.23%) Homeowner's exemption	$566,437 Land $382,377 Building $184,060
2022	$6,674.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	12 (1986–2009)
Most Recent Claim	Oct 2009 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 93,591 people · EPA ID CA3010064
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Cosmo Network Solutions Fixed Wireless	350 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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