10321 Apache Rd, Richmond, VA 23235 Property Records

Richmond City property record for 10321 Apache Rd, Richmond, VA 23235 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,798 sqft · built 1990
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Nov 2019)
Tax Bill	$6,624 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2019 Sale & Mortgage + 1 more
APN	`C-001-0700-032`

Property Details

APN / Parcel Number

Primary APN	`C-001-0700-032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,798 sqft Living Area
1st Floor Area	1,238 sqft
Attic	Attic
Attic Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	400 sqft
Unfinished Basement	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	243 ft deep x 153 ft wide
Garage Type	Basement
Porch	Porch
Porch Area	24 sqft
Deck Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	10321 APACHE RD
City	RICHMOND
State	VA
Zip	23235-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUGUENOT FARMS L3 BM SF; 0153.86X0243.33 IRG0000.000
Legal Subdivision	F HUGUENOT FARMS
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3020
Census Tract	70100

Owner

Source: Richmond City records · APN C-001-0700-032

Assessment roll updated August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10321 APACHE RD, RICHMOND, VA 23235-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 07, 2024	Deed of Trust, Mortgage · Line of Credit BETH PAGE FEDERAL CREDIT UNION
Nov 08, 2019	Warranty Deed, Transfer · Conventional Mortgage CFBANK NATL ASSN
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2019 · Amount on Record
Deed Sale	Nov 08, 2019 · Amount on Record
Prior Sale	Dec 28, 2012 · Amount on Record
Deed Document Number	201923644
Last Transfer Date	Dec 03, 2024
Transfer Doc	0000020216
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	10321 APACHE RD, RICHMOND, VA 23235-1002
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003530
Date	Mar 07, 2024
Instrument	240003530

Lender

Name	BETH PAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jan 28, 2054

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Nov 08, 2019
Property Address	10321 APACHE RD, RICHMOND, VA 23235-1002
Document Number	0000023644
Instrument Date	Nov 04, 2019
Instrument	23644
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10321 APACHE RD RICHMOND VA 232351002, RICHMOND, VA 23235-1002

Mortgage

Document Number	23645
Date	Nov 08, 2019
Instrument	23645

Lender

Name	CFBANK NATL ASSN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 07, 2049

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	10321 APACHE RD, RICHMOND, VA 23235-1002
Document Number	0000008785
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10321 APACHE RD RICHMOND VA 232351002, RICHMOND, VA 23235-1002

Mortgage

Document Number	0000008785
Date	May 02, 2017
Instrument	8785

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richmond City records · Assessment roll updated August 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,624.00 (+13.81%)	$552,000 (+15.24%) Land $121,000 Building $431,000	$552,000 (+15.24%) Land $121,000 Building $431,000
2025	$5,820.00 (+29,%)
2024		$479,000 Land $117,000 Building $362,000
2023			$479,000 Land $117,000 Building $362,000
2020	$20.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 517600701003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2004, tidal / storm surge, Severe Storms, Flooding And Tornadoes Associated W Td Gaston
Claims By Storm	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 154 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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