10320 Pinegate Dr, Chardon, OH 44024 Property Records

Geauga County property record for 10320 Pinegate Dr, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,052 sqft · built 1975
Lot Size	5.34 acres (232,610 sqft)
Owner	Individual Name on File
Last Sale	$416,000 (Aug 2023)
Tax Bill	$6,071 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-108030`

Property Details

APN / Parcel Number

Primary APN	`06-108030`
Alternative APN	`004705-4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	232,610 sqft (5.34 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	182 sqft
Pole Barn	1,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004705-4
Street Address	10320 PINEGATE DR
City	CHARDON
State	OH
Zip	44024-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S/L 1 PINEGATE SUB
Legal Subdivision	PINEGATE
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	2
Census Block	2019
Census Tract	312202

Owner

Source: Geauga County records · APN 06-108030

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10320 PINEGATE DR, CHARDON, OH 44024-9737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Fiduciary Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jan 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	May 15, 1996 · Amount on Record
Deed Document Number	20231014979
Deed Book / Page	2173 / 1822
Record Updated	Sep 20, 2026

August 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GEAUGA OH
Recording Date	Aug 14, 2023
Property Address	10320 PINEGATE DR, CHARDON, OH 44024-9737
Document Number	0021731822
Book / Page	2173 / 1822
Map Reference	VOL 10 PG 48
Instrument Date	Aug 09, 2023
Instrument	202301014979
Transaction Type	Transfer
Record Updated	Sep 01, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202301014980
Date	Aug 14, 2023
Instrument	202301014980

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10320 PINEGATE DR, CHARDON, OH 44024-9737
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020851125
Date	Jan 09, 2020
Book Page	2085/1125
Instrument	202000958714

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 01, 2034

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEAUGA OH
Recording Date	Dec 27, 2017
Property Address	10320 PINEGATE DR, CHARDON, OH 44024-9737
Document Number	0020450720
Book / Page	002045 / 000720
Instrument Date	May 17, 2017
Instrument	930472
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10320 PINEATE DR CHARDON OH 44024, CHARDON, OH 44024

Tax Assessment & Valuation

Source: Geauga County records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Chardon Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,071.00 (+2.85%)	$124,150 (+3.35%) Land $31,640 Building $92,510
2024	$5,903.00 (+8.89%)	$120,120 (-) Land $31,640 Building $88,480
2023	$5,421.00 (+4.83%) Homeowner's exemption	$120,120 (+25.66%) Land $31,640 Building $88,480	$354,700 (+29.88%) Land $90,400 Building $264,300
2022		$95,590 Land $26,360 Building $69,230
2021	$5,171.00
2020			$273,100 Land $75,300 Building $197,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Geauga County (39055C), as of June 16, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390553122022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1996 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Based on FCC filings for 40 locations within half a mile of this property.

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