10320 Jaret St, Shepherd, MT 59079 Property Records

Yellowstone County property record for 10320 Jaret St, Shepherd, MT 59079

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,508 sqft · built 2005
Lot Size	4.96 acres (216,493 sqft)
Owner	2 Individual Names on File
Last Sale	$529,200 (Jul 2025)
Tax Bill	$3,017 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`000D088130`

Property Details

APN / Parcel Number

Primary APN	`000D088130`
Alternative APNs	`03-1233-29-1-11-15-0000` `R0365764` `D088130` `D08813`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,508 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Finished Basement	1,188 sqft
Unfinished Basement	132 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	216,493 sqft
View / Lot	Rural
Garage Area	768 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	380 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10320 JARET ST
City	SHEPHERD
State	MT
Zip	59079-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S29, T03 N, R27 E, C.O.S. 1775, PARCEL 2A
Legal Range	27E
Legal Township	03N
Legal Section	29
Legal Subdivision	CERTIFICATE/SURV 1775 02-A
Legal Tract	2A
Legal Block	2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	SHEPHERD
Census Block Group	2
Census Block	2013
Census Tract	1501

Owner

10320 Jaret St is owned and occupied by two individuals who bought it in July 2025.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10320 JARET ST, SHEPHERD, MT 59079-3122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage VALLEY FINANCIAL CU
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage YELLOWSTONE BANK
Aug 20, 2021	Warranty Deed, Transfer · Commercial Mortgage YELLOWSTONE BANK
Aug 9, 2017	Grant Deed, Transfer · Conventional Mortgage ROCKY MOUNTAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Aug 20, 2021 · Amount on File
Deed Document Number	20254107750
Prior Transfer Date	Jun 24, 2016
Prior Transfer Doc	0003781046
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 23, 2026
Property Address	10320 JARET ST, SHEPHERD, MT 59079-3122
Document Number	0004137036
Instrument Date	Jun 16, 2026
Instrument	20264137036
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10320 JARET ST, SHEPHERD, MT 59079-3122

Mortgage

Document Number	0004137036,
Date	Jun 23, 2026
Instrument	20264137036

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	10320 JARET ST, SHEPHERD, MT 59079-3122
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004014741
Date	Apr 21, 2022
Instrument	4014741

Lender

Name	VALLEY FINANCIAL CU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 30, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	10320 JARET ST, SHEPHERD, MT 59079-3122
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003992143
Date	Oct 1, 2021
Instrument	3992143

Lender

Name	YELLOWSTONE BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 20, 2021
Property Address	10320 JARET ST, SHEPHERD, MT 59079-3122
Document Number	0003986340
Map Reference	DOC 1096575
Instrument Date	Aug 16, 2021
Instrument	3986340
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10320 JARET ST, SHEPHERD, MT 59079-3122

Mortgage

Document Number	0003986341
Date	Aug 20, 2021
Instrument	3986341

Lender

Name	YELLOWSTONE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jul 19, 2022

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 9, 2017
Property Address	10320 JARET ST, SHEPHERD, MT 59079-3122
Document Number	0003822818
Instrument Date	Aug 3, 2017
Instrument	3822818
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0003822819
Date	Aug 9, 2017
Instrument	3822819

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10320 Jaret St was $3,017, down 17.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Shepherd Elementary School District (PK - 08)
Secondary School District	Shepherd High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,900 (+6.34%) Land $99,029 Building $450,871	$549,900 (+6.34%) Land $99,029 Building $450,871
2025	$3,017.00 (-17.48%)	$517,100 Land $99,029 Building $418,071	$517,100 Land $99,029 Building $418,071
2024	$3,656.00 (+2.58%)
2023	$3,564.00	$426,100	$426,100 Land $77,060 Building $349,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10320 Jaret St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10320 Jaret St is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 60% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nemont Fixed Wireless	100 / 100
Wisp West Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

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