Oneida County and Camden Town property record for 10320 Howard Rd, #ES, Camden, NY 13316
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 624 sqft · built 1950 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $86,000 (Aug 2025) |
| Tax Bill | $1,379 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 303089 108.000-2-26 |
| Primary APN | 303089 108.000-2-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 624 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 49,658 sqft (1.14 acres) |
| Porch | Porch |
| Porch Area | 234 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 009490 |
|---|---|
| Street Address | 10320 HOWARD RD, ES |
| City | CAMDEN |
| State | NY |
| Zip | 13316-4722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | N DALE E DALE S PARK W H RD |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | CAMDEN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 24500 |
Source: Oneida County and Camden Town records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1931 WALKER RD, CAMDEN, NY 13316-4729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Deed Document Number | 202510199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 10320 HOWARD RD # ES, ES, CAMDEN, NY 13316-4722 |
| Document Number | 0000019189 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2018 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10320 HOWARD RD CAMDEN NY 133164722, CAMDEN, NY 13316-4722 |
| Document Number | 0000019189 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 19189 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 17, 2032 |
Source: Oneida County and Camden Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Camden Town |
| Unified School District | Camden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,379.00 | $1,500 (-) Land $200 Building $1,300 | $93,750 (+15%) Land $12,500 Building $81,250 |
| 2023 | $1,500 Land $200 Building $1,300 | $81,522 Land $10,870 Building $70,652 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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