10320 E River Rd, Elyria, OH 44035 Property Records

Lorain County property record for 10320 E River Rd, Elyria, OH 44035 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Architecture StyleConventional
Year BuiltBuilt 1951
Square Footage1,304 sqft Living Area
Lot Size16,117 sqft (0.37 acres)
GarageAttached, 640 sqft
Tax Bill$2,320.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-00-005-106-009

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,304 sqft Living Area
Gross Area1,944 sqft Gross Area
1st Floor1,304 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area16,117 sqft (0.37 acres)
Depth X Width143 ft x 100 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area640 sqft Garage
Deck Area90 sqft Deck
Patio Area224 sqft Patio
PorchPorch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address10320 E RIVER RD
CityELYRIA
StateOH
Zip44035-8437
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description20000679168
Legal SubdivisionCARLISLE
Legal Block106
JurisdictionLORAIN OH
Minor Civil DivisionCARLISLE
Census Blockgroup1
Census Block1013
Census Tract71300

Owner

Source: Lorain County records · APN 10-00-005-106-009

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Apr 14, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2017
Deed SaleApr 14, 2017
Prior SaleApr 14, 2000 · Amount on Record
Deed Doc Number2017625869
Prior Transfer DateApr 13, 2017
Prior Transfer Doc20170625868
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address10320 E RIVER RD, ELYRIA, OH 44035-8437
Transaction TypeMortgage
Record UpdatedNov 22, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address10320 E RIVER RD, ELYRIA, OH 44035-8437

Mortgage

Document Number0000898226
DateNov 14, 2022
Instrument2022-0898226
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueOct 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLORAIN OH
Recording DateApr 14, 2017
Property Address10320 E RIVER RD, ELYRIA, OH 44035-8437
Document Number0000625868
Instrument DateApr 13, 2017
Instrument625868
Transaction TypeTransfer
Record UpdatedJul 10, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10320 E RIVER RD ELYRIA OH 440358437, ELYRIA, OH 44035-8437

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionCarlisle Township
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,788.00 (-22.93%)$61,380 (+0.01%) Land $8,870 Building $52,510$175,360 (-) Land $25,340 Building $150,020
2024$2,320.00 (+54.15%)$61,376 (+56.67%) Land $8,869 Building $52,507$175,360 (+56.67%) Land $25,340 Building $150,020
2023$1,505.00 (-0.99%)$39,176 (-0.01%) Land $7,305 Building $31,871$111,930 (-) Land $20,870 Building $91,060
2022$1,520.00$39,180 Land $7,310 Building $31,870
2021$111,930 Land $20,870 Building $91,060

Flood & Wildfire

10320 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
6th percentile of exposed land nationally · 28th in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E River Rd

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